{"id":1884,"date":"2016-05-26T10:40:38","date_gmt":"2016-05-26T08:40:38","guid":{"rendered":"https:\/\/financer.dk\/?page_id=1884"},"modified":"2024-05-23T07:24:21","modified_gmt":"2024-05-23T05:24:21","slug":"18-aar","status":"publish","type":"page","link":"https:\/\/financer.dk\/laan-penge\/18-aar\/","title":{"rendered":"L\u00e5n som 18-\u00e5rig"},"content":{"rendered":"<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><h3>Top l\u00e5n til dig der er fyldt 18 \u00e5r<\/h3><ul>\n<li><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\">Cashper<\/a> &#8211; l\u00e5n op til 20.000 kr.<\/li>\n<li><a href=\"https:\/\/financer.dk\/selskab\/sambla\/\">Sambla<\/a> &#8211; l\u00e5n op til 400.000 kr.<\/li>\n<li><a href=\"https:\/\/financer.dk\/selskab\/lendo\/\">Lendo<\/a> &#8211; l\u00e5n op til 500.000 kr.<\/li>\n<li><a href=\"https:\/\/financer.dk\/selskab\/arcadia-finans\/\">Arcadia Finans<\/a> &#8211; l\u00e5n op til 400.000 kr.<\/li>\n<li><a href=\"https:\/\/financer.dk\/selskab\/laanio\/\">L\u00e5nio<\/a> &#8211; L\u00e5n op til 400.000 kr.<\/li>\n<\/ul><p class=\"has-text-centered\">\n\t    <a href=\"https:\/\/financer.dk\/laan-penge\/\"   class=\"button is-normal is-primary is-rounded is-large\">Se alle l\u00e5n <\/a>\n\t<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ln_penge_18_r\">L\u00e5n penge 18 \u00e5r<\/h2>\n\n\n\n<p>Hvis du gerne vil <a href=\"https:\/\/financer.dk\/laan-penge\/\">l\u00e5ne penge<\/a> som 18-\u00e5rig, ved du m\u00e5ske allerede, at l\u00e5nemarkedet er begr\u00e6nset for dig. <\/p>\n\n\n\n<p>Det betyder dog ikke, at du ikke har nogen muligheder.<\/p>\n\n\n\n<p>Vi har samlet de danske l\u00e5ngivere, der tilbyder l\u00e5n til dig, som kun er 18 \u00e5r gammel.<\/p>\n\n\n\n<p>Dog skal du vide, at mange unge mennesker f\u00e5r afslag, n\u00e5r de ans\u00f8ger om l\u00e5n.<\/p>\n\n\n\n<p>Det er typisk fordi de ikke har en fast indkomst endnu, og dermed er deres kreditv\u00e6rdighed lav.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Konsekvenser_ved_at_lu00e5ne_penge_u2013_det_skal_du_vide\">Konsekvenser ved at l\u00e5ne penge \u2013 det skal du vide<\/h3><p><!-- wp:heading --><\/p>\n<p>Det koster penge at l\u00e5ne penge. Et l\u00e5n skal per definition altid betales tilbage, og oveni det l\u00e5nte bel\u00f8b, skal du betale renter.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>Hvis du ikke t\u00e6nker dig om, kan der v\u00e6re negative konsekvenser ved at l\u00e5ne penge.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:list {\"className\":\"is-style-check-list is-style-default\"} --><\/p>\n<ul class=\"is-style-check-list is-style-default\">\n<li><strong>L\u00e5n koster penge.<\/strong> Det er ikke gratis at tage et l\u00e5n, der skal nemlig betales gebyrer og renter.<\/li>\n<li><strong>Et l\u00e5n er g\u00e6ld<\/strong>. Hvis du har g\u00e6ld, betyder det ogs\u00e5 en ekstra m\u00e5nedlig udgift, som g\u00e5r til tilbagebetalingen af din g\u00e6ld. Det b\u00f8r du have med i dit m\u00e5nedlige budget.<\/li>\n<li><strong>D\u00e5rlig betaler.<\/strong> Hvis du ikke betaler pengene tilbage igen, kan du I v\u00e6rste fald kan du ende i RKI som d\u00e5rlig betaler. Det kan begr\u00e6nse dine fremtidige l\u00e5nemuligheder.<\/li>\n<\/ul>\n<p><!-- \/wp:list --> <!-- wp:paragraph --><\/p>\n<p>T\u00e6nk dig om, inden du l\u00e5ner.<\/p>\n<p><!-- \/wp:paragraph --><\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Hvordan_kan_man_lne_penge_som_18_rig\">Hvordan kan man l\u00e5ne penge som 18-\u00e5rig?<\/h2>\n\n\n\n<p>Det er fuldt ud muligt at l\u00e5ne penge, n\u00e5r man er 18 \u00e5r gammel. <\/p>\n\n\n\n<p>Den nemmeste m\u00e5de er at \u00e5bne en kassekredit i din bank, men der er masser af andre l\u00e5nemuligheder ogs\u00e5.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Kassekredit\">Kassekredit<\/h3>\n\n\n\n<p>Det er nemt og hurtigt at \u00e5bne en kassekredit hos din egen bank. Du kan f\u00e5 kreditten tilknyttet direkte til din konto.<\/p>\n\n\n\n<p>Det er samtidig langt billigere end at tr\u00e6kke over p\u00e5 samme konto.<\/p>\n\n\n\n<p>Alt du skal g\u00f8re er at skrive til banken gennem deres chat, eller ringe dem op.<\/p>\n\n\n\n<p>Det tager ikke lang tid, fordi de allerede har alle de n\u00f8dvendige oplysninger om dig, eftersom du allerede er deres kunde.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Online\">Online<\/h3>\n\n\n\n<p>Der findes en r\u00e6kke online l\u00e5neudbydere, der er villige til at l\u00e5ne penge til 18-\u00e5rige. <\/p>\n\n\n\n<p>N\u00e5r det er sagt, kr\u00e6ver de fleste l\u00e5neudbydere, at du er over 21.<\/p>\n\n\n\n<p>Vi har samlet de udbydere af <a href=\"https:\/\/financer.dk\/laan-penge\/forbrugslaan\/\">forbrugsl\u00e5n<\/a> eller kvikl\u00e5n, der vil tage l\u00e5n som 18-\u00e5rig \u00f8verst p\u00e5 siden.<\/p>\n\n\n\n<p>En online l\u00e5neudbyder har ofte disse fordele<\/p>\n\n\n\n<ul class=\"is-style-default\">\n<li>Du skal ikke stille sikkerhed for l\u00e5net<\/li>\n\n\n\n<li>Du kan bruge pengene som du vil<\/li>\n\n\n\n<li>Du f\u00e5r <a href=\"https:\/\/financer.dk\/laan-penge\/udbetaling-med-det-samme\/\" data-type=\"page\" data-id=\"2636\">pengene udbetalt hurtigt<\/a><\/li>\n\n\n\n<li>Du skal ikke gennem en lang proces med en bankr\u00e5dgiver<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Selskab<\/th><th>L\u00e5nebel\u00f8b<\/th><th>Rente<\/th><th>L\u00e5neperiode<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/financer.dk\/selskab\/sambla\/\">Sambla<\/a><\/td><td>5.000 &#8211; 400.000 kr.<\/td><td>7%<\/td><td>1 &#8211; 15 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/lendo\/\">Lendo<\/a><\/td><td>20.000 &#8211; 350.000 kr. <\/td><td>1,25% &#8211; 22,52%<\/td><td>1 &#8211; 15 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/laanio\/\">L\u00e5nio<\/a><\/td><td>10.000 &#8211; 400.000 kr.<\/td><td>7,30%<\/td><td>1- 15 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\">Cashper<\/a><\/td><td>3.000 &#8211; 20.000 kr.<\/td><td>21,96%<\/td><td>1 &#8211; 6 mdr.<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/arcadia-finans\/\">Arcadia Finans<\/a><\/td><td>25.000 &#8211; 400.000 kr.<\/td><td>9,95% &#8211; 18,92%<\/td><td>1 &#8211; 15 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/amyfinans\/\">Amyfinans<\/a><\/td><td>25.000 &#8211; 500.000 kr.<\/td><td>7%<\/td><td>1 &#8211; 15 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/goloan\/\">GoLoan<\/a><\/td><td>40.000 &#8211; 350.000 kr.<\/td><td>3,55% &#8211; 21,93%<\/td><td>1 &#8211; 15 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/bankly\/\">Bankly<\/a><\/td><td>10.000 &#8211; 500.000 kr.<\/td><td>7%<\/td><td>1 &#8211; 12 \u00e5r<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.dk\/laan-penge\/\" class=\"button  is-rounded is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Sammenlign alle l\u00e5n<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Som_studerende\">Som studerende<\/h3>\n\n\n\n<p>Hvis du er studerende, er det en god mulighed at tage et SU-l\u00e5n. Det er nemlig en af de billigste l\u00e5n, du kan tage.<\/p>\n\n\n\n<p>Dog er SU-l\u00e5n anderledes end almindelige l\u00e5n, fordi de udbetales m\u00e5nedligt og ikke p\u00e5 \u00e9n gang.<\/p>\n\n\n\n<p>Der er dog stor sandsynlighed for, at dette l\u00e5n er billigere end hos banken eller en online l\u00e5neudbyder.<\/p>\n\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Sammenlign l\u00e5n fra 44 l\u00e5ngivere\n<\/h3><p>Find det billigste l\u00e5n med et enkelt klik\n<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.dk\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=360&\" data-slider-url=\"https:\/\/financer.dk\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=360&\" data-required=\"resultat?query=1non_affiliate=true&param_amount=10000&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Sammenlign l\u00e5n<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Hvad_krver_det_at_lne_penge\">Hvad kr\u00e6ver det at l\u00e5ne penge?<\/h2>\n\n\n\n<p>Kravene varierer fra l\u00e5neudbyder til l\u00e5neudbyder. Du skal dog altid v\u00e6re mindst 18 \u00e5r gammel.<\/p>\n\n\n\n<p>Derudover findes f\u00f8lgende krav:<\/p>\n\n\n\n<ul class=\"is-style-check-list\">\n<li>Du m\u00e5 ikke st\u00e5 i RKI<\/li>\n\n\n\n<li>Du skal have bop\u00e6l i Danmark<\/li>\n\n\n\n<li>Nogle l\u00e5neudbydere kr\u00e6ver, at du har fast indkomst<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Gode_rd_nr_du_sammenligner_ln\">Gode r\u00e5d, n\u00e5r du sammenligner l\u00e5n<\/h2>\n\n\n\n<p>F\u00f8r du l\u00e5ner penge, b\u00f8r du n\u00f8je overveje, om det er det rigtige for dig.<\/p>\n\n\n\n<p>Her er fire god r\u00e5d, n\u00e5r du skal til at sammenligne l\u00e5n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Har_du_brug_for_pengene\">Har du brug for pengene?<\/h3>\n\n\n\n<p>For det f\u00f8rst, s\u00e5 overvej en ekstra gang, om du i virkeligheden har brug for at l\u00e5ne pengene, eller om der findes et bedre alternativ.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Kig_efter_OP\">Kig efter \u00c5OP<\/h3>\n\n\n\n<p>\u00c5OP st\u00e5r for \u00e5rlige omkostninger i procent, og tager h\u00f8jde for alle gebyrerne i et l\u00e5n. Det er en bedre indikator for l\u00e5nets samlede pris end renten.<\/p>\n\n\n\n<p>Det er lovpligtigt for danske l\u00e5neudbydere at oplyse \u00c5OP.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Ln_s_lidt_som_muligt\">L\u00e5n s\u00e5 lidt som muligt<\/h3>\n\n\n\n<p>Jo mere du l\u00e5ner, jo dyrere bliver l\u00e5net. Derfor b\u00f8r du ikke l\u00e5ne flere penge, end du har brug for.<\/p>\n\n\n\n<p>P\u00e5 den m\u00e5de kan du spare penge p\u00e5 dit l\u00e5n<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Ansg_flere_steder\">Ans\u00f8g flere steder<\/h3>\n\n\n\n<p>Du kender f\u00f8rst l\u00e5nets endelige pris, n\u00e5r du har modtaget l\u00e5netilbuddet. Derfor er det en god id\u00e9 at ans\u00f8ge flere steder, og derefter sammenligne priser.<\/p>\n\n\n\n<p>Det er gratis og uforpligtende at ans\u00f8ge.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2018\/12\/cashper-logo.png\" class=\"attachment-full size-full\" alt=\"Cashper anmeldelse\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>3.147<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >L\u00e5netype: Kortsigtet l\u00e5n med kautionist<\/li><li >Cashper er en del af det maltesiske firma Novum Bank<\/li><li >Du skal kunne dokumentere, at du har en stabil \u00f8konomi<\/li><li >Nem ans\u00f8gningsprocess<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">3000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">20000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">21.96<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">21.96<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 m\u00e5ned<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">6 m\u00e5neder<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/cashper\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"8965\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/cashper\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4\">4.0<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/cashper\/#read-reviews\">4<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Eksempel: Rentesatsen er fast. For et l\u00e5n p\u00e5 3000 kr med en l\u00f8betid p\u00e5 6 m\u00e5neder er den nominelle rente 22.44%. Den samlede omkostninger i procent er 24.90%. Det samlede tilbagebetalingsbel\u00f8b: 3199,38 kr. M\u00e5nedlig betaling: 533,23 kr pr. m\u00e5ned i 6 m\u00e5neder.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/lendo\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2019\/09\/lendo-logo.png\" class=\"attachment-full size-full\" alt=\"Lendo anmeldelse\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>5.125<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >Bredt Udvalg: Sammenlign l\u00e5n fra op til 21 forskellige l\u00e5ngivere<\/li><li >Udbetaling Hurtigt: Pengene udbetales inden for 1-2 hverdage<\/li><li >Personlig R\u00e5dgivning: F\u00e5 hj\u00e6lp p\u00e5 hverdage frem til kl. 16:00<\/li><li >Hurtig Respons: Modtag l\u00e5netilbud inden for f\u00e5 minutter<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">10000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">24.24<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/lendo\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"10591\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/lendo\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/lendo\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.8\">4.8<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/lendo\/#read-reviews\">6<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >*Beregningseksempel: Samlet kreditbel\u00f8b 200.000 kr. L\u00f8betid 11 \u00e5r. \u00c5OP 7,45 %. Variabel debitorrente 7,00 %. Etablering 2.000 kr. Samlet tilbagebetaling 290.268 kr.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/sambla\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"720\" height=\"220\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2024\/03\/sambla-logo.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2024\/03\/sambla-logo.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/5\/2024\/03\/sambla-logo-300x92.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>231<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >L\u00e5netype: Forbrugsl\u00e5n, samlel\u00e5n og bill\u00e5n<\/li><li >Sikkerhed: Samblas hjemmeside er sikret med SSL-certifikat<\/li><li >Gratis Ans\u00f8gning: Det er gratis at anvende Samblas service<\/li><li >Personlig Hj\u00e6lp: Sambla stiller h\u00f8je krav til medarbejdernes uddannelse<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">5000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">7.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">7.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/sambla\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"47644\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/sambla\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/sambla\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_gray\" data-rating-value=\"0\">N\/A<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/sambla\/#read-reviews\">0<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >L\u00f8betid: 15 \u00e5r. &#8211; Estimeret m\u00e5nedlig ydelse: 2.302 kr. &#8211; *Ved 7.00% variabel deb. rente. Priseksempel: Samlet kreditbel\u00f8b 250.000 kr. \u00c5OP 7.65%. Etb. omk. 2.500 kr. Samlet tilbagebetaling: 414.457 kr. Samlede kreditomkostninger: 164.457 kr.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/laanio\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2020\/06\/lanio-logo.png\" class=\"attachment-full size-full\" alt=\"L\u00e5nio anmeldelse\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>742<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >L\u00e5netype: Forbrugsl\u00e5n og samlel\u00e5n<\/li><li >L\u00e5nebel\u00f8b: 10.000-300.000 kr. (500.000 kr. ved samlel\u00e5n)<\/li><li >L\u00f8betid: 1-12 \u00e5r<\/li><li >Rente fra 3,49-29,95%<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">10000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">7.30<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">7.30<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/laanio\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"19567\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/laanio\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/laanio\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_gray\" data-rating-value=\"0\">N\/A<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/laanio\/#read-reviews\">0<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Eks.: L\u00e5n p\u00e5 250.000 kr. i 12 \u00e5r Mdl. ydelse 2.606 kr. med var. deb. rente p\u00e5 7.3% og stiftelsesomk. p\u00e5 2.500 kr. \u00c5OP f\u00f8r skat p\u00e5 7.51% Samlede omk. 125.211 kr. Tilbagebetaling i alt 375.211 kr. 14 dages fortrydelsesret<\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Fordele_og_ulemper_ved_at_lne_penge_som_18_rig\">Fordele og ulemper ved at l\u00e5ne penge som 18-\u00e5rig<\/h2>\n\n\n\n<ul class=\"like is-style-pros-list\">\n<li><strong>L\u00e5n penge hurtigt 18 \u00e5r.<\/strong> Det er fuldt ud muligt at tage et l\u00e5n, selvom du kun er 18 \u00e5r gammel, og du kan f\u00e5 pengene hurtigt.<\/li>\n\n\n\n<li><strong>Frihed til at bruge pengene. <\/strong>Du kan bruge pengene som du \u00f8nsker, men vi anbefaler kun, at du tager et l\u00e5n, hvis du virkelig har brug for det.<\/li>\n\n\n\n<li><strong>L\u00e5n uden sikkerhed.<\/strong> Du skal ikke stille nogen former for pant eller sikkerhed for l\u00e5net.<\/li>\n\n\n\n<li><strong>Nemt at ans\u00f8ge.<\/strong> Det tager ikke mere end 5 minutter at sende sin l\u00e5neans\u00f8gning afsted, og s\u00e5 har du snart svar og pengene p\u00e5 din konto.<\/li>\n<\/ul>\n\n\n\n<ul class=\"dislike is-style-cons-list\">\n<li><strong>Mindre erfaring. <\/strong>Fordi du er ung, har du mindre erfaring, og det kan g\u00f8re det sv\u00e6rere at blive godkendt til et l\u00e5n.<\/li>\n\n\n\n<li><strong>Ringere kreditv\u00e6rdighed<\/strong>. M\u00e5ske har du ikke et arbejde endnu, og kun kort tid som en voksen, der betaler sine regninger. Det kan g\u00f8re det sv\u00e6rt for l\u00e5neudbyderne at kreditvurdere dig, og tr\u00e6kker sandsynligvis ned.<\/li>\n\n\n\n<li><strong>Uoverskueligt marked.<\/strong> Det kan v\u00e6re sv\u00e6rt at finde rundt p\u00e5 det danske l\u00e5nemarked, fordi der er s\u00e5 mange forskellige l\u00e5neudbydere.<\/li>\n<\/ul>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>S\u00e5dan sparer du <span class=\"compare-amount\">22.323,00 kr. <\/span> p\u00e5 dit l\u00e5n<\/h3>\n\t\t\t\t<p>Prisforskellen for et 10.000,00 kr. l\u00e5n i 90 dage er 22.323,00 kr..<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.dk\/laan-penge\/resultat\/?query=1&filter_non_affiliate=1&param_amount=10000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Find ud af hvordan <\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Lnebelb_for_18_rige\">L\u00e5nebel\u00f8b for 18-\u00e5rige<\/h2>\n\n\n\n<p><strong>Hvor meget kan man l\u00e5ne, n\u00e5r man er 18?<\/strong><\/p>\n\n\n\n<p>Det kommer an p\u00e5 en individuel kreditvurdering, som foretages af din valgte l\u00e5neudbyder. <\/p>\n\n\n\n<p>Hvis du har en sund \u00f8konomi, vil du kunne tage et st\u00f8rre l\u00e5n, end hvis din \u00f8konomi er ringe.<\/p>\n\n\n\n<p>Alle l\u00e5neudbydere skal foretage en kreditvurdering af dig, da det er et lovkrav. <\/p>\n\n\n\n<p>Dog skal du ikke regne med at blive godkendt til et h\u00f8jt l\u00e5nebel\u00f8b. St\u00f8rre l\u00e5nebel\u00f8b er nemlig sv\u00e6rere at betale tilbage, og kr\u00e6ver derfor en bedre kreditv\u00e6rdighed.<\/p>\n\n\n\n<p>Her er to l\u00e5n til dig der fyldt 18 \u00e5r, som opfylder forskellige behov<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2018\/12\/cashper-logo.png\" class=\"attachment-full size-full\" alt=\"Cashper anmeldelse\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>3.147<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >L\u00e5netype: Kortsigtet l\u00e5n med kautionist<\/li><li >Cashper er en del af det maltesiske firma Novum Bank<\/li><li >Du skal kunne dokumentere, at du har en stabil \u00f8konomi<\/li><li >Nem ans\u00f8gningsprocess<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">3000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">20000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">21.96<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">21.96<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 m\u00e5ned<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">6 m\u00e5neder<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/cashper\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"8965\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/cashper\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4\">4.0<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/cashper\/#read-reviews\">4<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Eksempel: Rentesatsen er fast. For et l\u00e5n p\u00e5 3000 kr med en l\u00f8betid p\u00e5 6 m\u00e5neder er den nominelle rente 22.44%. Den samlede omkostninger i procent er 24.90%. Det samlede tilbagebetalingsbel\u00f8b: 3199,38 kr. M\u00e5nedlig betaling: 533,23 kr pr. m\u00e5ned i 6 m\u00e5neder.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/lendo\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2019\/09\/lendo-logo.png\" class=\"attachment-full size-full\" alt=\"Lendo anmeldelse\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>5.125<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >Bredt Udvalg: Sammenlign l\u00e5n fra op til 21 forskellige l\u00e5ngivere<\/li><li >Udbetaling Hurtigt: Pengene udbetales inden for 1-2 hverdage<\/li><li >Personlig R\u00e5dgivning: F\u00e5 hj\u00e6lp p\u00e5 hverdage frem til kl. 16:00<\/li><li >Hurtig Respons: Modtag l\u00e5netilbud inden for f\u00e5 minutter<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">10000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">24.24<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/lendo\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"10591\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/lendo\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/lendo\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.8\">4.8<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/lendo\/#read-reviews\">6<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >*Beregningseksempel: Samlet kreditbel\u00f8b 200.000 kr. L\u00f8betid 11 \u00e5r. \u00c5OP 7,45 %. Variabel debitorrente 7,00 %. Etablering 2.000 kr. Samlet tilbagebetaling 290.268 kr.<\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ls_dette_fr_du_lner_som_18_rig\">L\u00e6s dette f\u00f8r du l\u00e5ner som 18-\u00e5rig<\/h2>\n\n\n\n<p>Hvis du er 18 \u00e5r og er blevet vant til at have penge mellem h\u00e6nderne, kan det v\u00e6re fristende at tils\u00e6tte lidt ekstra krydderi til hverdagen ved at tage et mindre l\u00e5n.<\/p>\n\n\n\n<p>Hvis m\u00e5let med dit l\u00e5n er helt almindeligt forbrug, b\u00f8r du ikke tage l\u00e5net.<\/p>\n\n\n\n<p>Dette g\u00e6lder specielt, hvis du kan f\u00e5 fat i pengene p\u00e5 en anden m\u00e5de, f.eks. ved at spare op.<\/p>\n\n\n\n<p>Du skal v\u00e6re helt sikker p\u00e5, at du kan betale dit l\u00e5n tilbage indenfor den givne tidsramme.<\/p>\n\n\n\n<p>Er du ikke i stand til det, kan g\u00e6lden vokse sig st\u00f8rre, end du kan h\u00e5ndtere.<\/p>\n\n\n\n<p>I v\u00e6rste fald kan du ende med at blive registreret i RKI eller Debitor Registret.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Gode_rd_fr_du_tager_et_ln_som_18_rig\">Gode r\u00e5d f\u00f8r du tager et l\u00e5n som 18 \u00e5rig<\/h3>\n\n\n\n<p>L\u00e5n penge som 18-\u00e5rig ved at f\u00f8lge disse r\u00e5d.<\/p>\n\n\n\n<ul class=\"is-style-default\">\n<li><strong>Hvis du vil feste for dine penge<\/strong>. Vi anbefaler ikke, at du tager et l\u00e5n, medmindre du virkelig har brug for det. Hvis du l\u00e5ner penge, som du vil knalde af p\u00e5 en enkelt aften, kan du blive fanget i g\u00e6lden. Det er ikke det v\u00e6rd, n\u00e5r du v\u00e5gner op igen n\u00e6ste morgen.<\/li>\n\n\n\n<li><strong>Tag ikke adskillige l\u00e5n<\/strong>. Hvis du allerede har g\u00e6ld, b\u00f8r du ikke l\u00e5ne endnu en gang. Det er ikke nogen god start p\u00e5 voksenlivet, og du kan hurtigt komme til at st\u00e5 i st\u00f8rre g\u00e6ld. Lad v\u00e6re med at leve over den standard, du har r\u00e5d til. Det skabe problemer for dig b\u00e5de nu og i fremtiden. Det er bedre, at du l\u00e6rer at spare penge op, og at du finansierer dine forn\u00f8jelser for dine egne tjente penge.<\/li>\n\n\n\n<li><strong>L\u00e5n kr\u00e6ver ansvar<\/strong>. Hvis du er bare det mindste i tvivl om du b\u00f8r tage et l\u00e5n eller ej, s\u00e5 er svaret sandsynligvis, at du b\u00f8r lade v\u00e6re. Det er ikke fedt at skylde penge v\u00e6k, og hvis du ikke f\u00e5r l\u00e5net betalt tilbage til tiden, s\u00e5 bliver det endnu mindre fedt. Tag kun et l\u00e5n, hvis du er helt sikker p\u00e5, at du kan betale det tilbage.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Kvikln_18_r\">Kvikl\u00e5n 18 \u00e5r<\/h2>\n\n\n\n<p>Husk, at <a href=\"https:\/\/financer.dk\/laan-penge\/kviklaan\/\" data-type=\"page\" data-id=\"821\">kvikl\u00e5n<\/a> er dyrere end almindelige forbrugsl\u00e5n. Derfor skal du v\u00e6re ekstra varsom, og sikker p\u00e5, at du kan betale l\u00e5net tilbage igen.<\/p>\n\n\n\n<p>Kvikl\u00e5n er ikke en god id\u00e9, specielt hvis du har andre muligheder. Der er ingen udbydere af kvikl\u00e5n for 18-\u00e5rige i \u00f8jeblikket.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>L\u00e5neudbyder<\/th><th>L\u00e5nebel\u00f8b<\/th><th>Rente<\/th><th>L\u00f8betid<\/th><th>Alderskrav<\/th><\/tr><\/thead><tbody><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\">KreditNU<\/a><\/strong><\/td><td>4.000 &#8211; 25.000 DKK<\/td><td>0%&nbsp;<\/td><td>1-24 mdr.<\/td><td>23 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\">Cashper<\/a><\/strong><\/td><td>3.000 &#8211; 20.000 DKK<\/td><td><strong>Fast <\/strong>21,96%<\/td><td>6 mdr.<\/td><td>18 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/paymark-finans\/\">Paymark Finans<\/a><\/strong><\/td><td>10.000 &#8211; 150.000 DKK<\/td><td><strong>Fast <\/strong>16,90%<\/td><td>36-102 mdr.<\/td><td>21 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/nordcredit\/\">NordCredit<\/a><\/strong><\/td><td>1.000 &#8211; 25.000 DKK<\/td><td><strong>FAST <\/strong>24,97%<\/td><td>12 mdr.<\/td><td>18 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/ferratum\/\">Ferratum<\/a><\/strong><\/td><td>2.500 &#8211; 50.000 DKK<\/td><td>22,52%<\/td><td>9-199 mdr.<\/td><td>21 \u00e5r<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.dk\/laan-penge\/\" class=\"button  is-rounded is-primary is-medium is-arrow is-fullwidth\" target=\"_self\"  >Se alle l\u00e5n<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>L\u00e5n penge 18 \u00e5r Hvis du gerne vil l\u00e5ne penge som 18-\u00e5rig, ved du m\u00e5ske allerede, at l\u00e5nemarkedet er begr\u00e6nset\u2026 <\/p>\n","protected":false},"author":25,"featured_media":19508,"parent":2420,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[55],"tags":[7,713],"_links":{"self":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/1884"}],"collection":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/comments?post=1884"}],"version-history":[{"count":49,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/1884\/revisions"}],"predecessor-version":[{"id":78688,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/1884\/revisions\/78688"}],"up":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/2420"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/media\/19508"}],"wp:attachment":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/media?parent=1884"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/categories?post=1884"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/tags?post=1884"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}