{"id":23549,"date":"2021-06-17T12:13:33","date_gmt":"2021-06-17T10:13:33","guid":{"rendered":"https:\/\/financer.dk\/?page_id=23549"},"modified":"2024-05-18T07:19:02","modified_gmt":"2024-05-18T05:19:02","slug":"hoej-godkendelse","status":"publish","type":"page","link":"https:\/\/financer.dk\/laan-penge\/hoej-godkendelse\/","title":{"rendered":"L\u00e5n med h\u00f8j godkendelse"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Ln_med_hj_godkendelse\">L\u00e5n med h\u00f8j godkendelse<\/h2>\n\n\n\n<p>Har du sv\u00e6rt ved at f\u00e5 din l\u00e5neans\u00f8gning godkendt? Og vil du <a href=\"https:\/\/financer.dk\/laan-penge\/\" data-type=\"page\" data-id=\"2420\">l\u00e5ne penge<\/a> uden at blive afvist?<\/p>\n\n\n\n<p>Der er ingen <strong>kvikl\u00e5n der godkender alle<\/strong>, men en l\u00e5neudbyder med en h\u00f8j godkendelsesrate m\u00e5ske v\u00e6re din l\u00f8sning.<\/p>\n\n\n\n<p>Vi anbefaler dog altid, at du forbedrer din egen \u00f8konomi og kreditv\u00e6rdighed f\u00f8rst, s\u00e5 du kan \u00f8ge dine chancer for at blive godkendt.<\/p>\n\n\n\n<p>Det kan du l\u00e6se mere om i vores artikel: <a href=\"https:\/\/financer.dk\/laan-penge\/svaert-ved-at-laane-penge\/\">Sv\u00e6rt ved at l\u00e5ne penge?<\/a><\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><h3>Bedste forbrugsl\u00e5n i 2024<\/h3><ul>\n<li>Bedste l\u00e5neformidler: <a href=\"https:\/\/financer.dk\/selskab\/lendme\/\">LendMe<\/a><\/li>\n<li>Bedste direkte l\u00e5n: <a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/\">Bank Norwegian<\/a><\/li>\n<li>Bedste l\u00e5n med udbetaling i weekenden: <a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\">KreditNU<\/a><\/li>\n<li>Bedste l\u00e5n til kredit: <a href=\"https:\/\/financer.dk\/selskab\/nordcredit\/\">Nordcredit<\/a><\/li>\n<li>Bedste l\u00e5n med kautionist: <a href=\"https:\/\/financer.dk\/selskab\/cashper\/\">Cashper<\/a><\/li>\n<li>Bedste bill\u00e5n: <a href=\"https:\/\/financer.dk\/selskab\/lendo\/\">Lendo<\/a><\/li>\n<\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"i9_ln_med_hj_godkendelse_i_fn_date_formatY\">9 l\u00e5n med h\u00f8j godkendelse i 2024<\/h2>\n\n\n\n<p>I dag er det muligt at f\u00e5 et l\u00e5n med h\u00f8j godkendelse hos mange forskellige online l\u00e5neudbydere. <\/p>\n\n\n\n<p>I mange tilf\u00e6lde vil det v\u00e6re en kredit eller et l\u00e5n uden sikkerhed, hvilket betyder at du ikke skal stille sikkerhed i dine ejendele for at blive godkendt. <\/p>\n\n\n\n<p>Selv om mange l\u00e5neudbydere i dag tilbyder l\u00e5n med h\u00f8j godkendelse, s\u00e5 skal du fortsat v\u00e6re opm\u00e6rksom p\u00e5, at der ikke findes l\u00e5neudbydere der godkender alle. <\/p>\n\n\n\n<p> <\/p>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>L\u00e5neudbyder<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Ans\u00f8g nu<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>L\u00e5nebel\u00f8b<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Rente<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u00c5OP<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>L\u00f8betid<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Alderskrav<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>L\u00e6s anmeldelse<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-29517\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2019\/10\/kreditnu-logo.png\" alt=\"KreditNU anmeldelse\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Ans\u00f8g<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">4.000 &#8211; 25.000 DKK<\/td><td class=\"has-text-align-center\" data-align=\"center\">0%&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">24,87%<\/td><td class=\"has-text-align-center\" data-align=\"center\">1-24 mdr.<\/td><td class=\"has-text-align-center\" data-align=\"center\">23 \u00e5r<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\">L\u00e6s nu<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"200\" height=\"61\" class=\"wp-image-45003\" style=\"width: 200px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2016\/07\/bank-norwegian-logo-4.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2016\/07\/bank-norwegian-logo-4.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/5\/2016\/07\/bank-norwegian-logo-4-300x92.png 300w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Ans\u00f8g<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">5.000 &#8211; 400.000 DKK<\/td><td class=\"has-text-align-center\" data-align=\"center\">8,83% &#8211; 23,13%<\/td><td class=\"has-text-align-center\" data-align=\"center\">8,83% &#8211; 23,13%<\/td><td class=\"has-text-align-center\" data-align=\"center\">12-180 mdr.<\/td><td class=\"has-text-align-center\" data-align=\"center\">23 \u00e5r<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/\">L\u00e6s nu<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-29387\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2019\/09\/lendo-logo.png\" alt=\"Lendo anmeldelse\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/lendo\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Ans\u00f8g<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">10.000 &#8211; 400.000 DKK<\/td><td class=\"has-text-align-center\" data-align=\"center\">0,00 &#8211; 24,24%<\/td><td class=\"has-text-align-center\" data-align=\"center\">7,43%<\/td><td class=\"has-text-align-center\" data-align=\"center\">12-144 mdr.<\/td><td class=\"has-text-align-center\" data-align=\"center\">23 \u00e5r<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/lendo\/\">L\u00e6s nu<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-29584\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2017\/10\/lendme-logo-4.png\" alt=\"LendMe anmeldelse\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/lendme\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Ans\u00f8g<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">10.000 &#8211; 400.000 DKK<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,60 &#8211; 20,95%<\/td><td class=\"has-text-align-center\" data-align=\"center\">4,11 &#8211; 21,77%<\/td><td class=\"has-text-align-center\" data-align=\"center\">12-180 mdr.<\/td><td class=\"has-text-align-center\" data-align=\"center\">23 \u00e5r<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/lendme\/\">L\u00e6s nu<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-29514\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2015\/11\/ferratum-logo-1.png\" alt=\"Ferratum anmeldelse\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/ferratum\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Ans\u00f8g<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">2.500 &#8211; 50.000 DKK<\/td><td class=\"has-text-align-center\" data-align=\"center\">22,52%<\/td><td class=\"has-text-align-center\" data-align=\"center\">24,99%<\/td><td class=\"has-text-align-center\" data-align=\"center\">9-199 mdr.<\/td><td class=\"has-text-align-center\" data-align=\"center\">21 \u00e5r<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/ferratum\/\">L\u00e6s nu<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-29523\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2015\/11\/der-privat-finans-logo.png\" alt=\"DER privat Finans anmeldelse\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/der\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Ans\u00f8g<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">10.000 &#8211; 150.000 DKK<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>FAST <\/strong>16,90%<\/td><td class=\"has-text-align-center\" data-align=\"center\">19,65 &#8211; 23,49%<\/td><td class=\"has-text-align-center\" data-align=\"center\">36-102 mdr.<\/td><td class=\"has-text-align-center\" data-align=\"center\">20 \u00e5r<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/der\/\">L\u00e6s nu<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-29527\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2015\/11\/leasy-lan-logo.png\" alt=\"LEASY anmeldelse\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/leasy-kontantlaan\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Ans\u00f8g<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">10.000 &#8211; 150.000 DKK<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>FAST <\/strong>16,90%<\/td><td class=\"has-text-align-center\" data-align=\"center\">19,65 &#8211; 23,49%<\/td><td class=\"has-text-align-center\" data-align=\"center\">36-102 mdr.<\/td><td class=\"has-text-align-center\" data-align=\"center\">20 \u00e5r<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/leasy-kontantlaan\/\">L\u00e6s nu<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"250\" height=\"76\" class=\"wp-image-46242\" style=\"width: 250px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2024\/01\/nordcredit-logo-min.png\" alt=\"\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/nordcredit\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Ans\u00f8g<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">1.000 &#8211; 25.000 DKK<\/td><td class=\"has-text-align-center\" data-align=\"center\">24,97%<\/td><td class=\"has-text-align-center\" data-align=\"center\">24,97%<\/td><td class=\"has-text-align-center\" data-align=\"center\">12 mdr.<\/td><td class=\"has-text-align-center\" data-align=\"center\">18 \u00e5r<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/nordcredit\/\">L\u00e6s nu<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-29522\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2018\/06\/paymark-finans-logo.png\" alt=\"PayMark Finans anmeldelse\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/paymark-finans\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Ans\u00f8g<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">10.000 &#8211; 150.000 DKK<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>FAST <\/strong>16,90%<\/td><td class=\"has-text-align-center\" data-align=\"center\">23,49%<\/td><td class=\"has-text-align-center\" data-align=\"center\">36-102 mdr.<\/td><td class=\"has-text-align-center\" data-align=\"center\">20 \u00e5r<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.dk\/selskab\/paymark-finans\/\">L\u00e6s nu<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Sammenlign l\u00e5n fra 44 l\u00e5ngivere\n<\/h3><p>Find det billigste l\u00e5n med et enkelt klik\n<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.dk\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=360&\" data-slider-url=\"https:\/\/financer.dk\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=360&\" data-required=\"resultat?query=1non_affiliate=true&param_amount=10000&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Sammenlign l\u00e5n<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Findes_der_ln_hvor_alle_bliver_godkendt\">Findes der l\u00e5n hvor alle bliver godkendt?<\/h2>\n\n\n\n<p>Nej, der er ikke nogen l\u00e5neudbydere, som godkender samtlige personer, der ans\u00f8ger om l\u00e5net. Det ville v\u00e6re en d\u00e5rlig forretning.<\/p>\n\n\n\n<p>Derfor er der helt basale krav, som skal opfyldes, f\u00f8r man kan l\u00e5ne penge.<\/p>\n\n\n\n<ul>\n<li>Du skal v\u00e6re 18 \u00e5r gammel.<\/li>\n\n\n\n<li>Du skal have dansk bop\u00e6l.<\/li>\n\n\n\n<li>Du m\u00e5 ikke st\u00e5 i RKI eller Debitor Registret.<\/li>\n<\/ul>\n\n\n\n<p>Derudover kan der v\u00e6re krav til indkomst, fast arbejde og andet.<\/p>\n\n\n\n<p>En l\u00e5neudbyder eller en bank er i sidste ende en virksomhed med et m\u00e5l om at tjene penge. Fordi der findes d\u00e5rlige betalere, ville det v\u00e6re en d\u00e5rlig id\u00e9 at l\u00e5ne penge til enhver.<\/p>\n\n\n\n<p>Virksomheden ville simpelthen ikke overleve.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Der_findes_lneudbydere_hvor_chancen_er_hjere\">Der findes l\u00e5neudbydere hvor chancen er h\u00f8jere<\/h3>\n\n\n\n<p>Selvom der ikke findes l\u00e5n, hvor alle bliver godkendt, er der en r\u00e6kke l\u00e5neudbydere med en h\u00f8j godkendelsesrate.<\/p>\n\n\n\n<p>Her er der tale om l\u00e5neudbydere, som stiller f\u00e6rre krav end gennemsnittet. Du skal stadigv\u00e6k opfylde de helt basale krav, ellers vil du ikke blive godkendt nogen steder i Danmark.<\/p>\n\n\n\n<p>Vi har samlet disse l\u00e5neudbydere <a href=\"#top\">\u00f8verst p\u00e5 siden<\/a>.<\/p>\n\n\n\n<p>Det skal dog siges, at renten ofte er h\u00f8jere end hos andre l\u00e5neudbydere, netop fordi kvaliteten af ans\u00f8gerne typisk er lavere.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Fordele_og_ulemper_ved_ln_med_hj_godkendelse\">Fordele og ulemper ved l\u00e5n med h\u00f8j godkendelse<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Fordele_ved_ln_med_hj_godkendelse\">Fordele ved l\u00e5n med h\u00f8j godkendelse<\/h3><li><p>L\u00e5n penge uden at stille sikkerhed<\/p>\n<\/li><li><p>F\u00e5 krav til l\u00e5ntagere<\/p>\n<\/li><li><p>Hurtig udbetaling<\/p>\n<\/li><li><p>Fleksible l\u00e5nevilk\u00e5r<\/p>\n<\/li><li><p>Ingen sp\u00f8rgsm\u00e5l til l\u00e5nets form\u00e5l<\/p>\n<\/li><li><p>Kan ans\u00f8ges online n\u00e5r det passer dig<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Ulemper_ved_ln_med_hj_godkendelse\">Ulemper ved l\u00e5n med h\u00f8j godkendelse<\/h3><li>\n<p>H\u00f8j rente og \u00c5OP<\/p>\n<\/li><li>\n<p>Risiko for at ende i en g\u00e6ldsspiral<\/p>\n<\/li><li>\n<p>L\u00e5net kan blive dyrt, hvis tilbagebetalingen ikke overholdes<\/p>\n<\/li><li>\n<p>H\u00f8jere omkostninger, fordi der ikke stilles sikkerhed<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"#top\" class=\"button  is-rounded is-primary is-medium is-fullwidth\" target=\"_self\"  >Sammenlign l\u00e5n nu<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"i3_faktorer_der_pvirker_godkendelsen_af_et_ln\">3 faktorer der p\u00e5virker godkendelsen af et l\u00e5n<\/h2>\n\n\n\n<p>N\u00e5r du ans\u00f8ger om et l\u00e5n med h\u00f8j godkendelse, s\u00e5 har du en god chance for at blive godkendt, men der er stadig nogle ting, der kan spille ind p\u00e5 udfaldet. <\/p>\n\n\n\n<p>Det drejer sig om:<\/p>\n\n\n\n<ul>\n<li><strong>Din l\u00f8n:<\/strong> Du skal have en fast l\u00f8n, s\u00e5 du kan bevise, at du kan afdrage p\u00e5 l\u00e5net. <\/li>\n<\/ul>\n\n\n\n<ul>\n<li><strong>Din g\u00e6ld:<\/strong> Hvis du har mange andre l\u00e5n, kan det g\u00f8re det sv\u00e6rere for dig at f\u00e5 godkendelse. <\/li>\n<\/ul>\n\n\n\n<ul>\n<li><strong>Din betalingsevne:<\/strong> Selvom kredit score ikke er afg\u00f8rende, kan en historik med ubetalte regninger muligvis p\u00e5virke din ans\u00f8gning.<\/li>\n<\/ul>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>S\u00e5dan sparer du <span class=\"compare-amount\">22.323,00 kr. <\/span> p\u00e5 dit l\u00e5n<\/h3>\n\t\t\t\t<p>Prisforskellen for et 10.000,00 kr. l\u00e5n i 90 dage er 22.323,00 kr..<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.dk\/laan-penge\/resultat\/?query=1&filter_non_affiliate=1&param_amount=10000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Find ud af hvordan <\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\">Top 3 l\u00e5n med h\u00f8j godkendelse &#8211; vurderet p\u00e5 anmeldelser<\/h2>\n\n\n\n<p>I dette afsnit udforsker vi de tre mest p\u00e5lidelige l\u00e5neudbydere med h\u00f8j godkendelsesrate, baseret p\u00e5 brugeranmeldelser og feedback.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"LendMe\">LendMe<\/h3>\n\n\n\n<p>LendMe er en platform, der sammenligner l\u00e5netilbud fra flere banker.<\/p>\n\n\n\n<p>Ved at indsende \u00e9n ans\u00f8gning f\u00e5r du op til 18 tilbud, hvilket sparer dig tid og penge.<\/p>\n\n\n\n<p>Tjenesten er gratis og uforpligtende, og LendMe har allerede hjulpet over 300.000 danskere med at finde et billigt l\u00e5n.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/lendme\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2017\/10\/lendme-logo-4.png\" class=\"attachment-full size-full\" alt=\"LendMe anmeldelse\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>5.192<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >Omfattende l\u00e5nesammenligning: Sammenligner tilbud fra op til 18 banker og l\u00e5ngivere<\/li><li >Fin l\u00e5neberegner: Find hurtigt det bedste l\u00e5n eller samlel\u00e5n via l\u00e5neberegneren p\u00e5 forsiden<\/li><li >Skr\u00e6ddersyede tilbud: Modtag skr\u00e6ddersyede l\u00e5netilbud baseret p\u00e5 dine oplysninger<\/li><li >Medans\u00f8ger mulighed: Ans\u00f8g med en medans\u00f8ger for potentielt bedre l\u00e5netilbud<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">10000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">3.60<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">20.95<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">12 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/lendme\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4943\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/lendme\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/lendme\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.3\">4.3<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/lendme\/#read-reviews\">18<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Priseks.: Samlet kreditbel\u00f8b 130.000 kr. Var. deb. rente 3,60 &#8211; 20,95%. \u00c5OP 4,11 &#8211; 21,77%. Etb. omk. 3.900 kr. Samlet tilbagebetalingsbel\u00f8b 167.258 &#8211; 260.000 kr. L\u00f8betid 1-15 \u00e5r.<\/div><\/div><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Bank_Norwegian\">Bank Norwegian<\/h3>\n\n\n\n<p>Bank Norwegian tilbyder fleksible l\u00e5n til konkurrencedygtige renter.<\/p>\n\n\n\n<p>Uden krav om sikkerhed kan du ans\u00f8ge om l\u00e5n op til 400.000 kr. med en enkel online ans\u00f8gning.<\/p>\n\n\n\n<p>Bank Norwegian l\u00e6gger v\u00e6gt p\u00e5 hurtig behandling og gennemsigtige vilk\u00e5r, hvilket g\u00f8r det nemt at f\u00e5 finansieret dine behov, uanset om det drejer sig om forbrugsl\u00e5n eller\u00a0<a href=\"https:\/\/financer.dk\/laan-penge\/samlelaan\/\">Samlel\u00e5n<\/a>.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"720\" height=\"220\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2016\/07\/bank-norwegian-logo-4.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2016\/07\/bank-norwegian-logo-4.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/5\/2016\/07\/bank-norwegian-logo-4-300x92.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>2.792<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >Ingen gebyrer: Bank Norwegian tilbyder gebyrfri oprettelse og administration af b\u00e5de l\u00e5n og opsparingskonti<\/li><li >Rentefri kredit: Kreditkortet giver op til 45 dages rentefri kredit, hvilket kan hj\u00e6lpe med at undg\u00e5 renteomkostninger, hvis saldoen betales til tiden<\/li><li >Fleksibel opsparing: To opsparingskonti med h\u00f8je renter og fleksible overf\u00f8rselsmuligheder uden krav om minimumsindskud<\/li><li >Inkluderede forsikringer: Kreditkortet inkluderer rejse- og afbestillingsforsikring, samt mulighed for at tilk\u00f8be ID-tyveriforsikring og l\u00e5nebeskyttelse<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">5000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">8.49<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">20.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">23<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1886\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.9\">3.9<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/#read-reviews\">22<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Eksempel: Saml. kreditbel\u00f8b 40.000 kr., l\u00f8betid 5 \u00e5r. Mdl. ydelse fra 755 kr. til 1.038 kr. Variabel debitorrente fra 5,11 % til 20,73 %. \u00c5OP fra 5,11 % til 20,73 %. Saml. kreditomk. 5.274 kr. til 22.199 kr. Saml. tilbagebetaling fra 45.274 kr. til 62.199 kr<\/div><\/div><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"KreditNU\">KreditNU<\/h3>\n\n\n\n<p>KreditNU tilbyder l\u00e5n uden m\u00e5nedlige renter, men med et etableringsgebyr p\u00e5 25 %.<\/p>\n\n\n\n<p>L\u00e5net har en fast l\u00f8betid p\u00e5 24 m\u00e5neder, og ans\u00f8gningen kan nemt udfyldes online.<\/p>\n\n\n\n<p>KreditNU stiller ingen krav om sikkerhed, og de tilbyder straksoverf\u00f8rsel. Denne l\u00e5neudbyder er kendt for h\u00f8j godkendelse p\u00e5 deres l\u00e5n.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2019\/10\/kreditnu-logo.png\" class=\"attachment-full size-full\" alt=\"KreditNU anmeldelse\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>3.600<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >Gratis ans\u00f8gning<\/li><li >L\u00e5netype: Kortsigtet kreditaftale<\/li><li >L\u00e5nebel\u00f8b: 4.000-25.000 kr.<\/li><li >Du skal v\u00e6re fyldt 23 \u00e5r for at kunne ans\u00f8ge<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">4000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">25000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">23<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"13469\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_yellow\" data-rating-value=\"3\">3.0<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/#read-reviews\">3<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Eks.: 10.000 kr. over 24 mdr. \u00c5rlig debitorente: 0%. \u00c5OP: 24,87%. Mdl. ydelse: 520,83 kr. Samlet tilbagebetaling: 12.500 kr. Samlede kreditomk.: 2.500 kr. Ans\u00f8ger skal v\u00e6re mellem 23-70 \u00e5r samt opfylde kriterierne for samlet kreditv\u00e6rdighedsvurdering og m\u00e5 ikke v\u00e6re registreret i RKI eller Debitor Registret.<\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Hvorfor_er_mit_ln_ikke_blevet_godkendt_\">Hvorfor er mit l\u00e5n ikke blevet godkendt? <\/h2>\n\n\n\n<p>Er du ikke blevet godkendt, s\u00e5 kan det v\u00e6re flere ting som har p\u00e5virket hele processen. <\/p>\n\n\n\n<p>De fleste l\u00e5neselskaber vil afvise din ans\u00f8gning, hvis du st\u00e5r i RKI. Hvis dette tilf\u00e6ldet, s\u00e5 b\u00f8r du m\u00e5ske i stedet kigge p\u00e5 vores artikel om <a href=\"https:\/\/financer.dk\/laan-penge\/laan-trods-rki\/\">l\u00e5n trods RKI<\/a>. <\/p>\n\n\n\n<p> Her er nogle af de mest almindelige grunde til, at du kan f\u00e5 nej til at l\u00e5ne penge.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Drlig_betaler\">D\u00e5rlig betaler<\/h3>\n\n\n\n<p>Den vigtigste grund til, at mange f\u00e5r afvist deres l\u00e5neans\u00f8gning er, at de har en lav kredit score. <\/p>\n\n\n\n<p>Det kan skyldes, at de har haft problemer med at betale deres l\u00e5n, regninger, eller g\u00e6ld tilbage i tide, eller at de har v\u00e6ret i kontakt med inkasso. <\/p>\n\n\n\n<p>Alle disse ting kan s\u00e6nke din kredit score, og g\u00f8re det vanskeligt for dig at l\u00e5ne penge.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"For_meget_gld_\">For meget g\u00e6ld <\/h3>\n\n\n\n<p>Hvis du har meget g\u00e6ld i forvejen, kan det p\u00e5virke din mulighed for at f\u00e5 et l\u00e5n med h\u00f8j godkendelse. <\/p>\n\n\n\n<p>Selvom en l\u00e5neudbyder har h\u00f8j godkendelse, kan de ikke l\u00e5ne dig penge, hvis du i forvejen skylder mange penge v\u00e6k i forhold til din indkomst. <\/p>\n\n\n\n<p>L\u00e5ngivere vil tjekke din g\u00e6ldsfaktor, n\u00e5r du s\u00f8ger om et l\u00e5n, for at se om du har r\u00e5d til at betale l\u00e5net tilbage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Lav_indkomst\">Lav indkomst<\/h3>\n\n\n\n<p>Hvis du ikke har en fast eller h\u00f8j nok indkomst, kan det v\u00e6re en udfordring at f\u00e5 et l\u00e5n. L\u00e5ngivere vil v\u00e6re sikre p\u00e5, at du har nok penge til at betale l\u00e5net tilbage. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Hvilken_type_ln_tager_jeg\">Hvilken type l\u00e5n tager jeg?<\/h2>\n\n\n\n<p>Et l\u00e5n med h\u00f8j godkendelse vil n\u00e6sten altid v\u00e6re et almindeligt <a href=\"https:\/\/financer.dk\/laan-penge\/forbrugslaan\/\" data-type=\"page\" data-id=\"820\">forbrugsl\u00e5n<\/a>. Der kan ogs\u00e5 v\u00e6re l\u00e5n i kategorien <a href=\"https:\/\/financer.dk\/laan-penge\/kviklaan\/\" data-type=\"page\" data-id=\"821\">kvikl\u00e5n<\/a>, <a href=\"https:\/\/financer.dk\/laan-penge\/sms-laan\/\">SMS-l\u00e5n<\/a> og <a href=\"https:\/\/financer.dk\/laan-penge\/minilaan\/\">minil\u00e5n<\/a> som typisk stiller f\u00e6rre krav.<\/p>\n\n\n\n<p>Det er de nemmeste l\u00e5n at blive godkendt til.<\/p>\n\n\n\n<p>Hvis du vil tage et st\u00f8rre l\u00e5n, f.eks. til bil eller hus, er processen en smule anderledes, fordi kan stille sikkerhed i bilen eller huset.<\/p>\n\n\n\n<p>&#8216;Dermed er der andre faktorer, der spiller ind, end blot din egen kreditv\u00e6rdighed.&#8217;Dermed er der andre faktorer, der spiller ind, end blot din egen kreditv\u00e6rdighed.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>L\u00e5neudbyder<\/th><th>L\u00e5nebel\u00f8b<\/th><th>Rente<\/th><th>\u00c5OP<\/th><th>L\u00f8betid<\/th><th>Alderskrav<\/th><\/tr><\/thead><tbody><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\">KreditNU<\/a><\/strong><\/td><td>4.000 &#8211; 25.000 DKK<\/td><td>Ingen rente (Kreditaftale)<\/td><td>24,87%<\/td><td>24 mdr.<\/td><td>23 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/\">Bank Norwegian<\/a><\/strong><\/td><td>5.000 &#8211; 400.000 DKK<\/td><td>8,83% &#8211; 23,13%<\/td><td>8,83% &#8211; 23,13%<\/td><td>12-180 mdr.<\/td><td>23 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/lendme\/\">LendMe<\/a><\/strong><\/td><td>10.000 &#8211; 400.000 DKK<\/td><td>3,60 &#8211; 20,95%<\/td><td>4,11 &#8211; 21,77%<\/td><td>12-180 mdr.<\/td><td>23 \u00e5r<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"i4_tips_til_at_f_et_ln_med_hj_godkendelse_i_fn_date_formatY\">4 tips til at f\u00e5 et l\u00e5n med h\u00f8j godkendelse i 2024<\/h2>\n\n\n\n<p>Her er nogle tips, som kan g\u00f8re det nemmere for dig at f\u00e5 et l\u00e5n:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li>\n<p><strong>Sk\u00e6r ned p\u00e5 dine faste udgifter<\/strong>: Hvis du sk\u00e6rer ned p\u00e5 dine faste udgifter, kan du forbedre din kreditvurdering og dine muligheder for at f\u00e5 et l\u00e5n. Jo mindre du bruger p\u00e5 faste udgifter, jo mere har du til overs hver m\u00e5ned efter at have betalt dine regninger. Det betyder, at du har mere til at afdrage p\u00e5 l\u00e5net, hvilket g\u00f8r dig til en lavere risiko for l\u00e5ngiveren. Derfor vil din chance for at f\u00e5 et l\u00e5n stige.<\/p>\n<\/li><li>\n<p><strong>Meld dig ind i en a-kasse:<\/strong> Hvis du er medlem af en a-kasse, kan det hj\u00e6lpe dig med at betale dit l\u00e5n, hvis du bliver arbejdsl\u00f8s. Det er fordi du vil f\u00e5 penge fra a-kassen, som du kan bruge til at betale din g\u00e6ld.<\/p>\n<\/li><li>\n<p><strong>L\u00e5n med en medans\u00f8ger<\/strong>: At l\u00e5ne med en medans\u00f8ger kan \u00f8ge din chance for at f\u00e5 et l\u00e5n, fordi l\u00e5neudbyderen har st\u00f8rre garanti for at f\u00e5 pengene tilbage, n\u00e5r der er to personer, der st\u00e5r bag l\u00e5net i stedet for kun \u00e9n. <\/p>\n\n<p>Her vil begge personers \u00f8konomi t\u00e6lle med i en samlet vurdering. Det kan endda v\u00e6re muligt at f\u00e5 et billigere l\u00e5n, hvis du l\u00e5ner med en medans\u00f8ger.<\/p>\n<\/li><li>\n<p><strong>L\u00e5n med en l\u00e5neformidler<\/strong> At s\u00f8ge om et l\u00e5n via en l\u00e5neformidler kan \u00f8ge dine muligheder for at f\u00e5 et l\u00e5n, fordi formidleren sender din ans\u00f8gning til mange forskellige l\u00e5neudbydere p\u00e5 \u00e9n gang. <\/p>\n\n<p>Hvis bare en af disse l\u00e5neudbydere tilbyder et l\u00e5n med h\u00f8j godkendelse, vil du kunne f\u00e5 et l\u00e5n. <\/p>\n\n<p><strong>P\u00e5 den m\u00e5de er der st\u00f8rre chance for at f\u00e5 et l\u00e5n, fordi du s\u00f8ger hos flere udbydere p\u00e5 samme tid.<\/strong><\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Br_jeg_tage_et_ln\">B\u00f8r jeg tage et l\u00e5n?<\/h2>\n\n\n\n<p>At optage et l\u00e5n er en seri\u00f8s \u00f8konomisk beslutning, som du b\u00f8r overveje n\u00f8je.<\/p>\n\n\n\n<p>Du b\u00f8r aldrig l\u00e5ne penge, hvis du ikke er sikker p\u00e5, om du kan betale l\u00e5net tilbage. Husk ogs\u00e5, at det koster penge at l\u00e5ne penge.<\/p>\n\n\n\n<p>S\u00e5 hvis du har en anden mulighed for at skaffe pengene, fremfor at l\u00e5ne dem, vil det n\u00e6sten altid v\u00e6re en bedre l\u00f8sning.<\/p>\n\n\n\n<p>Hvis du kan spare op eller tage ekstra timer p\u00e5 arbejdet, er det at foretr\u00e6kke.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"#top\" class=\"button  is-rounded is-primary is-medium is-fullwidth\" target=\"_self\"  >Sammenlign l\u00e5n nu<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>L\u00e5n med h\u00f8j godkendelse Har du sv\u00e6rt ved at f\u00e5 din l\u00e5neans\u00f8gning godkendt? Og vil du l\u00e5ne penge uden at\u2026 <\/p>\n","protected":false},"author":25,"featured_media":23550,"parent":2420,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[55],"tags":[],"_links":{"self":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/23549"}],"collection":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/comments?post=23549"}],"version-history":[{"count":50,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/23549\/revisions"}],"predecessor-version":[{"id":78220,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/23549\/revisions\/78220"}],"up":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/2420"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/media\/23550"}],"wp:attachment":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/media?parent=23549"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/categories?post=23549"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/tags?post=23549"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}