{"id":2485,"date":"2016-09-29T21:04:11","date_gmt":"2016-09-29T19:04:11","guid":{"rendered":"https:\/\/financer.dk\/?page_id=2485"},"modified":"2024-05-22T07:29:39","modified_gmt":"2024-05-22T05:29:39","slug":"uden-indkomst","status":"publish","type":"page","link":"https:\/\/financer.dk\/laan-penge\/kviklaan\/uden-indkomst\/","title":{"rendered":"Kvikl\u00e5n uden indkomst"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Ln_uden_indkomst\">L\u00e5n uden indkomst<\/h2>\n\n\n\n<p>Der er ingen l\u00e5neudbydere, der direkte reklamerer med, at du kan tage l\u00e5n uden fast indt\u00e6gt. <\/p>\n\n\n\n<p>Det er nemlig mere risikabelt at l\u00e5ne penge til folk, der har en relativt d\u00e5rlig \u00f8konomi.<\/p>\n\n\n\n<p><strong>Det betyder dog ikke, at det er umuligt.<\/strong><\/p>\n\n\n\n<p>Du skal v\u00e6re opm\u00e6rksom p\u00e5, at disse l\u00e5n typisk er dyrere end andre, fordi l\u00e5neudbyderen l\u00f8ber en st\u00f8rre risiko og i mange tilf\u00e6lde skal du ans\u00f8ge med en medans\u00f8ger.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><h3>Top 5 kvikl\u00e5n\/SMS l\u00e5n i 2025<\/h3><ul>\n<li><a href=\"https:\/\/financer.dk\/selskab\/nordcredit\/\">Nordcredit<\/a>\u00a0\u2013 L\u00e5nebel\u00f8b op til 25.000 kr.<\/li>\n<li><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\">Cashper<\/a>\u00a0\u2013 L\u00e5nebel\u00f8b op til 20.000 kr.<\/li>\n<li><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\">KreditNU<\/a>\u00a0\u2013 L\u00e5nebel\u00f8b op til 25.000 kr.<\/li>\n<li><a href=\"https:\/\/financer.dk\/selskab\/ferratum\/\">Ferratum<\/a>\u00a0\u2013 L\u00e5nebel\u00f8b op til 50.000 kr.<\/li>\n<li><a href=\"https:\/\/financer.dk\/selskab\/paymark-finans\/\">PayMark Finans<\/a> &#8211; L\u00e5nebel\u00f8b op til 150.000 kr.\u00a0<\/li>\n<\/ul><p class=\"has-text-centered\">\n\t    <a href=\"https:\/\/financer.dk\/laan-penge\/\"   class=\"button is-normal is-primary is-rounded is-large\">Se alle l\u00e5n <\/a>\n\t<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Har_du_en_chance\">Har du en chance?<\/h2>\n\n\n\n<p>Det er ikke helt umuligt at f\u00e5 <a href=\"https:\/\/financer.dk\/laan-penge\/kviklaan\/\" data-type=\"page\" data-id=\"821\">kvikl\u00e5n<\/a> eller andre l\u00e5ntyper uden indkomst. Det g\u00e6lder specielt, hvis du har haft indt\u00e6gt det foreg\u00e5ende \u00e5r eller har en formue.<\/p>\n\n\n\n<p>De fleste l\u00e5ngivere kigger p\u00e5 det seneste \u00e5rs indkomstrapport og ikke p\u00e5, hvad du tjener lige nu, n\u00e5r de udf\u00f8rer deres kreditvurdering.<\/p>\n\n\n\n<p>Det er en helt anden sag med <a href=\"https:\/\/financer.dk\/laan-penge\/forbrugslaan\/\" data-type=\"page\" data-id=\"820\">forbrugsl\u00e5n<\/a>, hvor det er et krav, at du er fastansat p\u00e5 ans\u00f8gningstidspunktet. <\/p>\n\n\n\n<p>Eftersom mange udbydere af kvikl\u00e5n ikke kr\u00e6ver fastans\u00e6ttelse, beh\u00f8ver det ikke v\u00e6re et problem.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>L\u00e5neudbyder<\/th><th>L\u00e5nebel\u00f8b<\/th><th>Rente<\/th><th>L\u00f8betid<\/th><th>Alderskrav<\/th><\/tr><\/thead><tbody><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\">KreditNU<\/a><\/strong><\/td><td>4.000 &#8211; 25.000 DKK<\/td><td>0%&nbsp;<\/td><td>1-24 mdr.<\/td><td>23 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\">Cashper<\/a><\/strong><\/td><td>3.000 &#8211; 20.000 DKK<\/td><td><strong>Fast <\/strong>21,96%<\/td><td>6 mdr.<\/td><td>18 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/paymark-finans\/\">Paymark Finans<\/a><\/strong><\/td><td>10.000 &#8211; 150.000 DKK<\/td><td><strong>Fast <\/strong>16,90%<\/td><td>36-102 mdr.<\/td><td>21 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/nordcredit\/\">NordCredit<\/a><\/strong><\/td><td>1.000 &#8211; 25.000 DKK<\/td><td><strong>FAST <\/strong>24,97%<\/td><td>12 mdr.<\/td><td>18 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/ferratum\/\">Ferratum<\/a><\/strong><\/td><td>2.500 &#8211; 50.000 DKK<\/td><td>22,52%<\/td><td>9-199 mdr.<\/td><td>21 \u00e5r<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.dk\/laan-penge\/\" class=\"button  is-rounded is-primary is-medium is-arrow is-fullwidth\" target=\"_self\"  >Sammenlign alle l\u00e5n <\/a><\/div>\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Husk\">Husk<\/h3><p>Det er gratis forpligtende at ans\u00f8ge om l\u00e5n.<\/p>\n<p>Du accepterer f\u00f8rst l\u00e5net i det \u00f8jeblik du underskriver l\u00e5neaftalen med <a href=\"https:\/\/financer.dk\/laan-penge\/med-nemid\/\">NemID\/MitID. <\/a><\/p>\n<p>Der er altid en risiko for at ans\u00f8gningen bliver afvist. L\u00e5neudbyderne udarbejder altid en individuel vurdering af din \u00f8konomiske situation.<\/p><\/div>\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Sammenlign l\u00e5n fra 44 l\u00e5ngivere\n<\/h3><p>Find det billigste l\u00e5n med et enkelt klik\n<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.dk\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=360\" data-slider-url=\"https:\/\/financer.dk\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=360\" data-required=\"resultat?query=1non_affiliate=true&param_amount=10000&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Sammenlign l\u00e5n<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Hvordan_fungerer_ln_uden_fast_indtgt\">Hvordan fungerer l\u00e5n uden fast indt\u00e6gt?<\/h2>\n\n\n\n<p>Det fungerer p\u00e5 samme m\u00e5de, som n\u00e5r du tager et almindeligt l\u00e5n. Du skal udfylde en ans\u00f8gning, og l\u00e5neudbyderen kreditvurderer dig p\u00e5 normalvis.<\/p>\n\n\n\n<p>Hvis du godkendes, bliver l\u00e5net udbetalt til din konto, typisk samme dag.<\/p>\n\n\n\n<p>Der er alts\u00e5 ingen forskel p\u00e5 disse l\u00e5n og almindelige l\u00e5n, andet end l\u00e5ntagerens indkomstsituation.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Ulemper_ved_ln_uden_indkomst\">Ulemper ved l\u00e5n uden indkomst<\/h3><li><p>Du skal sandsynligvis betale en h\u00f8jere rente end normalt<\/p>\n<\/li><li><p>I de fleste tilf\u00e6lde vil du ikke kunne l\u00e5ne et s\u00e6rlig h\u00f8jt l\u00e5nebel\u00f8b<\/p>\n<\/li><li><p>Du l\u00f8ber de samme risici som almindelige l\u00e5n \u2013 det koster penge at l\u00e5ne penge<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ln_penge_uden_arbejde_\">L\u00e5n penge uden arbejde <\/h2>\n\n\n\n<p>Du kan godt l\u00e5ne penge uden job, dine l\u00e5nemuligheder er bare ikke lige s\u00e5 gode.<\/p>\n\n\n\n<p>Hvis du er arbejdsl\u00f8s, modtager du sandsynligvis stadigv\u00e6k en form for indkomst p\u00e5 den ene eller den anden m\u00e5de.<\/p>\n\n\n\n<p>F.eks. kan du v\u00e6re p\u00e5 en overf\u00f8rselsindkomst.<\/p>\n\n\n\n<p>Hvis du har en tilstr\u00e6kkeligt stor formue, kan det ogs\u00e5 v\u00e6re med til at forbedre dine l\u00e5nemuligheder.<\/p>\n\n\n\n<p>Her er 3 l\u00e5n, hvor du kan tilf\u00f8je en medans\u00f8ger og derved \u00f8ge dine chancer for at blive godkendt selv om du ikke er i arbejde.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2018\/12\/cashper-logo.png\" class=\"attachment-full size-full\" alt=\"Cashper anmeldelse\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>3.186<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >L\u00e5netype: Kortsigtet l\u00e5n med kautionist<\/li><li >Cashper er en del af det maltesiske firma Novum Bank<\/li><li >Du skal kunne dokumentere, at du har en stabil \u00f8konomi<\/li><li >Nem ans\u00f8gningsprocess<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">3000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">20000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">21.96<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">21.96<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 m\u00e5ned<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">6 m\u00e5neder<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/cashper\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"8965\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/cashper\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4\">4.0<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/cashper\/#read-reviews\">4<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Eksempel: Rentesatsen er fast. For et l\u00e5n p\u00e5 3000 kr med en l\u00f8betid p\u00e5 6 m\u00e5neder er den nominelle rente 22.44%. Den samlede omkostninger i procent er 24.90%. Det samlede tilbagebetalingsbel\u00f8b: 3199,38 kr. M\u00e5nedlig betaling: 533,23 kr pr. m\u00e5ned i 6 m\u00e5neder.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/lendme\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2017\/10\/lendme-logo-4.png\" class=\"attachment-full size-full\" alt=\"LendMe anmeldelse\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>5.238<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >Omfattende l\u00e5nesammenligning: Sammenligner tilbud fra op til 18 banker og l\u00e5ngivere<\/li><li >Fin l\u00e5neberegner: Find hurtigt det bedste l\u00e5n eller samlel\u00e5n via l\u00e5neberegneren p\u00e5 forsiden<\/li><li >Skr\u00e6ddersyede tilbud: Modtag skr\u00e6ddersyede l\u00e5netilbud baseret p\u00e5 dine oplysninger<\/li><li >Medans\u00f8ger mulighed: Ans\u00f8g med en medans\u00f8ger for potentielt bedre l\u00e5netilbud<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">10000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">3.60<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">20.95<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">12 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/lendme\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4943\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/lendme\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/lendme\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.3\">4.3<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/lendme\/#read-reviews\">18<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Priseks.: Samlet kreditbel\u00f8b 130.000 kr. Var. deb. rente 3,60 &#8211; 20,95%. \u00c5OP 4,11 &#8211; 21,77%. Etb. omk. 3.900 kr. Samlet tilbagebetalingsbel\u00f8b 167.258 &#8211; 260.000 kr. L\u00f8betid 1-15 \u00e5r.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"720\" height=\"220\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2016\/07\/bank-norwegian-logo-4.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2016\/07\/bank-norwegian-logo-4.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/5\/2016\/07\/bank-norwegian-logo-4-300x92.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>2.847<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >Ingen gebyrer: Bank Norwegian tilbyder gebyrfri oprettelse og administration af b\u00e5de l\u00e5n og opsparingskonti<\/li><li >Rentefri kredit: Kreditkortet giver op til 45 dages rentefri kredit, hvilket kan hj\u00e6lpe med at undg\u00e5 renteomkostninger, hvis saldoen betales til tiden<\/li><li >Fleksibel opsparing: To opsparingskonti med h\u00f8je renter og fleksible overf\u00f8rselsmuligheder uden krav om minimumsindskud<\/li><li >Inkluderede forsikringer: Kreditkortet inkluderer rejse- og afbestillingsforsikring, samt mulighed for at tilk\u00f8be ID-tyveriforsikring og l\u00e5nebeskyttelse<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">5000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">8.49<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">20.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">23<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1886\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.9\">3.9<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/#read-reviews\">22<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Eksempel: Saml. kreditbel\u00f8b 40.000 kr., l\u00f8betid 5 \u00e5r. Mdl. ydelse fra 755 kr. til 1.038 kr. Variabel debitorrente fra 5,11 % til 20,73 %. \u00c5OP fra 5,11 % til 20,73 %. Saml. kreditomk. 5.274 kr. til 22.199 kr. Saml. tilbagebetaling fra 45.274 kr. til 62.199 kr<\/div><\/div><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Hvis_du_er_p_overfrselsindkomst\">Hvis du er p\u00e5 overf\u00f8rselsindkomst<\/h3>\n\n\n\n<p>Hvis du er p\u00e5 dagpenge, kontanthj\u00e6lp, pension eller SU, er det stadigv\u00e6k muligt at <a href=\"https:\/\/financer.dk\/laan-penge\/\" data-type=\"page\" data-id=\"2420\">l\u00e5ne penge<\/a>. <\/p>\n\n\n\n<p>Du vil dog ikke have lige s\u00e5 gode l\u00e5nevilk\u00e5r, som hvis du har et fast arbejde.<\/p>\n\n\n\n<p>Det giver dog god mening, eftersom din indkomst er lav, hvis man sammenligner med folk, der er fuldtidsansatte.<\/p>\n\n\n\n<p>Det kan nemlig v\u00e6re sv\u00e6rt at s\u00e6tte nok penge til side til at tilbagebetale et l\u00e5n, hvis man f.eks. er p\u00e5 kontanthj\u00e6lp.<\/p>\n\n\n\n<p>Dog anses overf\u00f8rselsindkomster stadigv\u00e6k som fast indkomst.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ln_uden_takseret_indkomst\">L\u00e5n uden takseret indkomst<\/h2>\n\n\n\n<p><strong>Er du i arbejde igen, men sidste \u00e5r var du arbejdsl\u00f8s?<\/strong><\/p>\n\n\n\n<p>S\u00e5 ser det ud som om for l\u00e5ngiverne, at du ikke har nogen indkomst, n\u00e5r de foretager deres kreditvurdering.<\/p>\n\n\n\n<p>Kontakt i dette tilf\u00e6lde l\u00e5ngiveren fremsend et bevis p\u00e5, at du faktisk har en indkomst og f\u00e5r l\u00f8n.<\/p>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>S\u00e5dan sparer du <span class=\"compare-amount\">22.323,00 kr. <\/span> p\u00e5 dit l\u00e5n<\/h3>\n\t\t\t\t<p>Prisforskellen for et 10.000,00 kr. l\u00e5n i 90 dage er 22.323,00 kr..<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.dk\/laan-penge\/resultat\/?query=1&filter_non_affiliate=1&param_amount=10000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Find ud af hvordan <\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Br_du_lne_penge_hvis_du_har_lav_indkomst\">B\u00f8r du l\u00e5ne penge, hvis du har lav indkomst?<\/h2>\n\n\n\n<p>Du skal v\u00e6re opm\u00e6rksom p\u00e5 de risici, der f\u00f8lger med at l\u00e5ne penge helt generelt. <\/p>\n\n\n\n<p>Hvis har inden eller lav indkomst, vil l\u00e5nerenten v\u00e6re h\u00f8jere end normalt.<\/p>\n\n\n\n<p>Derfor er det meget vigtigt, at du ikke l\u00e5ner flere penge, end du har brug for. Jo mere du l\u00e5ner, jo dyrere bliver l\u00e5net.<\/p>\n\n\n\n<p>L\u00e5n derfor s\u00e5 lidt som muligt, og betal l\u00e5net tilbage s\u00e5 snart du kan. Det kan ogs\u00e5 v\u00e6re en fordel, at finde et l\u00e5n med fast rente.<\/p>\n\n\n\n<p>P\u00e5 den m\u00e5de ved du pr\u00e6cis, hvor meget du skal betale tilbage hver m\u00e5ned.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>L\u00e5neudbyder<\/th><th>Rente<\/th><\/tr><\/thead><tbody><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/der\/\">D:E:R Privat Finans<\/a><\/strong><\/td><td>FAST 16,90%<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/foeniks-laan\/\">F\u00f8niks Privatl\u00e5n<\/a><\/strong><\/td><td>FAST 18,58%<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/paymark-finans\/\">Paymark Finans<\/a><\/strong><\/td><td>FAST 16,90%<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\">Cashper<\/a><\/strong><\/td><td>FAST 21,96%<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/facit-bank\/\">NordCredit<\/a><\/strong><\/td><td>FAST 24,97%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.dk\/laan-penge\/\" class=\"button  is-rounded is-primary is-medium is-arrow is-fullwidth\" target=\"_self\"  >Sammenlign alle l\u00e5n <\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>L\u00e5n uden indkomst Der er ingen l\u00e5neudbydere, der direkte reklamerer med, at du kan tage l\u00e5n uden fast indt\u00e6gt. Det\u2026 <\/p>\n","protected":false},"author":25,"featured_media":19592,"parent":821,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":true,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[55],"tags":[713],"_links":{"self":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/2485"}],"collection":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/comments?post=2485"}],"version-history":[{"count":50,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/2485\/revisions"}],"predecessor-version":[{"id":78604,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/2485\/revisions\/78604"}],"up":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/821"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/media\/19592"}],"wp:attachment":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/media?parent=2485"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/categories?post=2485"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/tags?post=2485"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}