{"id":3498,"date":"2017-02-19T13:34:32","date_gmt":"2017-02-19T12:34:32","guid":{"rendered":"https:\/\/financer.dk\/?page_id=3498"},"modified":"2024-05-20T12:32:19","modified_gmt":"2024-05-20T10:32:19","slug":"privatlaan","status":"publish","type":"page","link":"https:\/\/financer.dk\/laan-penge\/privatlaan\/","title":{"rendered":"Privatl\u00e5n"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Privatln_uden_sikkerhed___find_det_billigste_her\">Privatl\u00e5n uden sikkerhed &#8211; find det billigste her<\/h2>\n\n\n\n<p>Privatl\u00e5n er rettet mod den <strong>private forbruger<\/strong>. Med denne l\u00e5ntype skal du ikke stille sikkerhed for l\u00e5net, og du bestemmer selv, hvad du vil bruge pengene p\u00e5.<\/p>\n\n\n\n<p><strong>P\u00e5 denne side f\u00e5r du fuldt overblik over danske privatl\u00e5n.<\/strong><\/p>\n\n\n\n<p>I artiklen giver vi dig information om hvordan l\u00e5net fungerer, hvad det koster og hvad du skal vide, f\u00f8r du ans\u00f8ger.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><h3>Top 6 l\u00e5n i 2024<\/h3><ul>\n<li>Bedste l\u00e5neformidler:\u00a0<a href=\"https:\/\/financer.dk\/selskab\/lendme\/\">LendMe<\/a><\/li>\n<li>Bedste direkte l\u00e5n: <a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/\">Bank Norwegian<\/a><\/li>\n<li>Bedste l\u00e5n med udbetaling i weekenden: <a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\">KreditNU<\/a><\/li>\n<li>Bedste l\u00e5n til kredit: <a href=\"https:\/\/financer.dk\/selskab\/nordcredit\/\">Nordcredit<\/a><\/li>\n<li>Bedste l\u00e5n med kautionist: <a href=\"https:\/\/financer.dk\/selskab\/cashper\/\">Cashper<\/a><\/li>\n<li>Bedste bill\u00e5n: <a href=\"https:\/\/financer.dk\/selskab\/lendo\/\">Lendo<\/a><\/li>\n<\/ul><p class=\"has-text-centered\">\n\t    <a href=\"https:\/\/financer.dk\/laan-penge\/forbrugslaan\/\"   class=\"button is-normal is-primary is-rounded is-large\">Se alle l\u00e5n <\/a>\n\t<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Hvordan_fungerer_lnet\">Hvordan fungerer l\u00e5net?<\/h2>\n\n\n\n<p>Et privatl\u00e5n er i bund og grund det samme som et <a href=\"https:\/\/financer.dk\/laan-penge\/forbrugslaan\/\">forbrugsl\u00e5n<\/a> eller et bankl\u00e5n. Det skal forst\u00e5s i den forstand, at det er et l\u00e5n til privatpersoner, der ikke kr\u00e6ver sikkerhed.<\/p>\n\n\n\n<p><strong>Privatl\u00e5n har typisk en st\u00f8rrelse p\u00e5 10.000-200.000 kr.<\/strong><\/p>\n\n\n\n<p>Selve l\u00e5net kan du bruge p\u00e5 hvad som helst. En l\u00e5ngiver vil i mods\u00e6tning til banken normalt ikke sp\u00f8rge ind til, hvad pengene skal bruges til.<\/p>\n\n\n\n<p>Det giver dig alle muligheder i verden,&nbsp;n\u00e5r det kommer til at bruge dine penge. Uanset om du st\u00e5r og skal p\u00e5 ferie, mangler ny computer eller skal have renoveret din bolig, kan du tage et privatl\u00e5n.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Fakta_om_privatln\">Fakta om privatl\u00e5n<\/h3><ul>\n<li>L\u00e5nets st\u00f8rrelse kan v\u00e6re alt fra 3.000 \u2013 500.000 kr.<\/li>\n<li>Renten ligger p\u00e5 4-20%<\/li>\n<li>L\u00f8betiden er normalt 1-10 \u00e5r<\/li>\n<li>L\u00e5net kr\u00e6ver ingen sikkerhed<\/li>\n<li>Du kan bruge pengene som du \u00f8nsker<\/li>\n<li>Du har pengene indenfor 1-3 hverdage<\/li>\n<li>Det er uforpligtende at ans\u00f8ge<\/li>\n<\/ul><\/div>\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Sammenlign l\u00e5n fra 44 l\u00e5ngivere\n<\/h3><p>Find det billigste l\u00e5n med et enkelt klik\n<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.dk\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=720&\" data-slider-url=\"https:\/\/financer.dk\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=720&\" data-required=\"resultat?query=1non_affiliate=true&param_amount=10000&param_period=720&\" class=\"get_results compare button is-primary is-medium is-rounded\">Sammenlign l\u00e5n<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Hvad_koster_lnet\">Hvad koster l\u00e5net?<\/h2>\n\n\n\n<p>Et typisk privatl\u00e5n har en rente p\u00e5 5-10%, selvom den godt kan v\u00e6re h\u00f8jere. Vi tager udgangspunkt i et eksempel:<\/p>\n\n\n\n<p><strong>Lad os sige du tager et l\u00e5n p\u00e5 50.000 kr. gennem Lendme.<\/strong><\/p>\n\n\n\n<ul class=\"is-style-default\">\n<li><strong>Rente<\/strong>: 7,50%<\/li>\n\n\n\n<li><strong>L\u00f8betid<\/strong>: 4 \u00e5r<\/li>\n\n\n\n<li><strong>M\u00e5nedlig ydelse<\/strong>: 1.263 kr.<\/li>\n<\/ul>\n\n\n\n<p>Det samlede bel\u00f8b, der skal betales tilbage er 60.609 kr.<\/p>\n\n\n\n<p><strong>Alt i alt koster l\u00e5net alts\u00e5 10.609 kr.<\/strong><\/p>\n\n\n\n<p>Her er en r\u00e6kke l\u00e5ngivere, der tilbyder privatl\u00e5n.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>L\u00e5neudbyder<\/th><th>L\u00e5nebel\u00f8b<\/th><th>Rente<\/th><th>\u00c5OP<\/th><th>L\u00f8betid<\/th><th>Alderskrav<\/th><\/tr><\/thead><tbody><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\">KreditNU<\/a><\/strong><\/td><td>4.000 &#8211; 25.000 DKK<\/td><td>Ingen rente (Kreditaftale)<\/td><td>24,87%<\/td><td>24 mdr.<\/td><td>23 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/\">Bank Norwegian<\/a><\/strong><\/td><td>5.000 &#8211; 400.000 DKK<\/td><td>8,83% &#8211; 23,13%<\/td><td>8,83% &#8211; 23,13%<\/td><td>12-180 mdr.<\/td><td>23 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/lendme\/\">LendMe<\/a><\/strong><\/td><td>10.000 &#8211; 400.000 DKK<\/td><td>3,60 &#8211; 20,95%<\/td><td>4,11 &#8211; 21,77%<\/td><td>12-180 mdr.<\/td><td>23 \u00e5r<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Privatln_uden_sikkerhed\">Privatl\u00e5n uden sikkerhed<\/h2>\n\n\n\n<p>N\u00e5r du tager et privatl\u00e5n uden sikkerhed, betyder det, at du ikke skal stille nogen former for pant. Det g\u00f8r at l\u00e5net er en smule dyrere end l\u00e5n med sikkerhed.<\/p>\n\n\n\n<p>Det betyder dog ogs\u00e5, at det ikke spiller nogen rolle, hvad du v\u00e6lger at bruge pengene p\u00e5.<\/p>\n\n\n\n<p>Det kan v\u00e6re alt fra en fiskestang til depositum til din nye lejlighed.<\/p>\n\n\n\n<p>Med et l\u00e5n uden sikkerhed, kan du faktisk f\u00e5 dine penge samme dag, som du sender din ans\u00f8gning.<\/p>\n\n\n\n<p>Dermed kan du f\u00e5 d\u00e6kket dit behov for <a href=\"https:\/\/financer.dk\/laan-penge\/kviklaan\/\">at l\u00e5ne penge med det samme<\/a>, i stedet for at skulle igennem lange ans\u00f8gningsprocesser.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">9 l\u00e5n med hurtig udbetaling<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>L\u00e5neudbyder<\/th><th>Udbetalingstid<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/financer.dk\/selskab\/ferratum\/\">Ferratum<\/a><\/td><td>1-6 timer<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\">KreditNU<\/a><\/td><td>1-6 timer<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\">Cashper<\/a><\/td><td>1-6 timer<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/nordcredit\/\">Nordcredit<\/a><\/td><td>1-6 timer<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/paymark-finans\/\">PayMark Finans<\/a><\/td><td>Indenfor 24 timer<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/der\/\">D:E:R Private Finans<\/a><\/td><td>1 hverdag<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/leasy-kontantlaan\/\">L&#8217;EASY<\/a><\/td><td>1 hverdag<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/leasy-minilaan\/\">L&#8217;EASY minil\u00e5n<\/a><\/td><td>1 hverdag<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/\">Bank Norwegian<\/a><\/td><td>1-2 hverdage<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Ln_til_indskud\">L\u00e5n til indskud<\/h3>\n\n\n\n<p>Skal du til at k\u00f8be hus eller lejlighed, men pengene r\u00e6kker ikke til indskuddet? Her kan et privatl\u00e5n v\u00e6re en god l\u00f8sning for dig.<\/p>\n\n\n\n<p><strong>Det er helt normalt at tage et realkreditl\u00e5n uden selv at have pengene til indskuddet.<\/strong><\/p>\n\n\n\n<p>Mange mennesker v\u00e6lger i dette tilf\u00e6lde at tage et privatl\u00e5n for at kunne udbetale de sidste 15-20%, som realkreditl\u00e5net ikke d\u00e6kker.<\/p>\n\n\n\n<p>Den billigste l\u00f8sning er naturligvis altid at bruge sine egne, opsparede penge, i stedet for at tage et l\u00e5n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Det_rigtige_ln_for_dig\">Det rigtige l\u00e5n for dig?<\/h2>\n\n\n\n<p>F\u00f8r du v\u00e6lger, hvilket l\u00e5n du gerne vil tage, b\u00f8r du danne dig et overblik over l\u00e5nemarkedet f\u00f8rst. <\/p>\n\n\n\n<p>Vi har gjort det nemt for dig, og samlet alle l\u00e5n lige <a href=\"https:\/\/financer.dk\/laan-penge\/\">her.<\/a><\/p>\n\n\n\n<p>De fleste l\u00e5ngivere reklamerer med nogenlunde det samme, nemlig et godt og billigt l\u00e5n.<\/p>\n\n\n\n<p><strong>Der kan dog stadig store forskelle p\u00e5 hvad den enkelte l\u00e5ngiver tilbyder.<\/strong><\/p>\n\n\n\n<p>Kig ikke kun p\u00e5 renten, men ogs\u00e5 p\u00e5 de omkostninger, der f\u00f8lger med l\u00e5net. Stiftelsesomkostninger, m\u00e5nedlige administrationsomkostninger mm.<\/p>\n\n\n\n<p><strong>Kig altid p\u00e5 \u00c5OP. <\/strong>N\u00e5r det kommer til l\u00e5n med en l\u00f8betid p\u00e5 mindst et \u00e5r, er \u00c5OP det vigtigste tal at kigge p\u00e5. Jo lavere \u00c5OP, jo billigere er l\u00e5net.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Sprg_dig_selv_fr_du_lner\"><strong>Sp\u00f8rg dig selv, f\u00f8r du l\u00e5ner<\/strong><\/h3>\n\n\n\n<ul class=\"is-style-default\">\n<li>Har du virkelig brug for et l\u00e5n?<\/li>\n\n\n\n<li>Kan du spare penge op i stedet?<\/li>\n\n\n\n<li>Har du r\u00e5d til at undv\u00e6re de ekstra penge hver m\u00e5ned?<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Krav_til_dig\">Krav til dig<\/h3>\n\n\n\n<p>L\u00e5ngiverne stiller en r\u00e6kke krav til dig, som kan variere fra sted til sted.<\/p>\n\n\n\n<ul class=\"is-style-default\">\n<li>Fast arbejde<\/li>\n\n\n\n<li>Stabil indkomst<\/li>\n\n\n\n<li>Ikke registreret i RKI<\/li>\n\n\n\n<li>Mindst 18 \u00e5r gammel\u00a8<\/li>\n\n\n\n<li>Dansk bop\u00e6l<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Top 3 if\u00f8lge vores bes\u00f8gende i 2024<\/h3>\n\n\nHvilket forbrugsl\u00e5n er det bedste og mest popul\u00e6re if\u00f8lge vores bes\u00f8gende? Her er de 3 l\u00e5ngivere, som flest af vores bes\u00f8gende v\u00e6lger.\n<h3 id=\"LendMe\" class=\"wp-block-heading\">LendMe<\/h3>\nLendMe er en platform, der sammenligner l\u00e5netilbud fra flere banker.\n\nVed at indsende \u00e9n ans\u00f8gning f\u00e5r du op til 18 tilbud, hvilket sparer dig tid og penge.\n\nTjenesten er gratis og uforpligtende, og LendMe har allerede hjulpet over 300.000 danskere med at finde et billigt l\u00e5n.\n<h3 id=\"Bank_Norwegian\" class=\"wp-block-heading\">Bank Norwegian<\/h3>\nBank Norwegian tilbyder fleksible l\u00e5n til konkurrencedygtige renter.\n\nUden krav om sikkerhed kan du ans\u00f8ge om l\u00e5n op til 400.000 kr. med en enkel online ans\u00f8gning.\n\nBank Norwegian l\u00e6gger v\u00e6gt p\u00e5 hurtig behandling og gennemsigtige vilk\u00e5r, hvilket g\u00f8r det nemt at f\u00e5 finansieret dine behov, uanset om det drejer sig om forbrugsl\u00e5n eller <a href=\"https:\/\/financer.dk\/laan-penge\/samlelaan\/\">Samlel\u00e5n<\/a>.\n<h3 id=\"KreditNU\" class=\"wp-block-heading\">KreditNU<\/h3>\nKreditNU tilbyder l\u00e5n uden m\u00e5nedlige renter, men med et etableringsgebyr p\u00e5 25 %.\n\nL\u00e5net har en fast l\u00f8betid p\u00e5 24 m\u00e5neder, og ans\u00f8gningen kan nemt udfyldes online.\n\nKreditNU stiller ingen krav om sikkerhed, og de tilbyder straksoverf\u00f8rsel, s\u00e5 pengene hurtigt er tilg\u00e6ngelige efter godkendelse.\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/lendme\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2017\/10\/lendme-logo-4.png\" class=\"attachment-full size-full\" alt=\"LendMe anmeldelse\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>5.192<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >Omfattende l\u00e5nesammenligning: Sammenligner tilbud fra op til 18 banker og l\u00e5ngivere<\/li><li >Fin l\u00e5neberegner: Find hurtigt det bedste l\u00e5n eller samlel\u00e5n via l\u00e5neberegneren p\u00e5 forsiden<\/li><li >Skr\u00e6ddersyede tilbud: Modtag skr\u00e6ddersyede l\u00e5netilbud baseret p\u00e5 dine oplysninger<\/li><li >Medans\u00f8ger mulighed: Ans\u00f8g med en medans\u00f8ger for potentielt bedre l\u00e5netilbud<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">10000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">3.60<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">20.95<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">12 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/lendme\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4943\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/lendme\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/lendme\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.3\">4.3<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/lendme\/#read-reviews\">18<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Priseks.: Samlet kreditbel\u00f8b 130.000 kr. Var. deb. rente 3,60 &#8211; 20,95%. \u00c5OP 4,11 &#8211; 21,77%. Etb. omk. 3.900 kr. Samlet tilbagebetalingsbel\u00f8b 167.258 &#8211; 260.000 kr. L\u00f8betid 1-15 \u00e5r.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"720\" height=\"220\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2016\/07\/bank-norwegian-logo-4.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2016\/07\/bank-norwegian-logo-4.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/5\/2016\/07\/bank-norwegian-logo-4-300x92.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>2.792<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >Ingen gebyrer: Bank Norwegian tilbyder gebyrfri oprettelse og administration af b\u00e5de l\u00e5n og opsparingskonti<\/li><li >Rentefri kredit: Kreditkortet giver op til 45 dages rentefri kredit, hvilket kan hj\u00e6lpe med at undg\u00e5 renteomkostninger, hvis saldoen betales til tiden<\/li><li >Fleksibel opsparing: To opsparingskonti med h\u00f8je renter og fleksible overf\u00f8rselsmuligheder uden krav om minimumsindskud<\/li><li >Inkluderede forsikringer: Kreditkortet inkluderer rejse- og afbestillingsforsikring, samt mulighed for at tilk\u00f8be ID-tyveriforsikring og l\u00e5nebeskyttelse<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">5000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">8.49<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">20.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">23<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1886\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.9\">3.9<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/#read-reviews\">22<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Eksempel: Saml. kreditbel\u00f8b 40.000 kr., l\u00f8betid 5 \u00e5r. Mdl. ydelse fra 755 kr. til 1.038 kr. Variabel debitorrente fra 5,11 % til 20,73 %. \u00c5OP fra 5,11 % til 20,73 %. Saml. kreditomk. 5.274 kr. til 22.199 kr. Saml. tilbagebetaling fra 45.274 kr. til 62.199 kr<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2019\/10\/kreditnu-logo.png\" class=\"attachment-full size-full\" alt=\"KreditNU anmeldelse\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>3.600<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >Gratis ans\u00f8gning<\/li><li >L\u00e5netype: Kortsigtet kreditaftale<\/li><li >L\u00e5nebel\u00f8b: 4.000-25.000 kr.<\/li><li >Du skal v\u00e6re fyldt 23 \u00e5r for at kunne ans\u00f8ge<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">4000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">25000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">23<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"13469\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_yellow\" data-rating-value=\"3\">3.0<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/#read-reviews\">3<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Eks.: 10.000 kr. over 24 mdr. \u00c5rlig debitorente: 0%. \u00c5OP: 24,87%. Mdl. ydelse: 520,83 kr. Samlet tilbagebetaling: 12.500 kr. Samlede kreditomk.: 2.500 kr. Ans\u00f8ger skal v\u00e6re mellem 23-70 \u00e5r samt opfylde kriterierne for samlet kreditv\u00e6rdighedsvurdering og m\u00e5 ikke v\u00e6re registreret i RKI eller Debitor Registret.<\/div><\/div><\/div><\/div>\n\n\n<p>Hvis du er registreret i RKI, er det meget sv\u00e6rt at tage et privatl\u00e5n. N\u00e6sten alle de danske l\u00e5ngivere anvender RKI i deres kreditvurdering.<\/p>\n\n\n\n<p>Hvis du har en god \u00f8konomi og ikke har nogle betalingsanm\u00e6rkninger, kan et privatl\u00e5n v\u00e6re en <strong>perfekt l\u00f8sning<\/strong> for dig.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.dk\/laan-penge\/\" class=\"button  is-rounded is-primary is-medium is-fullwidth\" target=\"_blank\"  >Se alle l\u00e5n<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Privatl\u00e5n uden sikkerhed &#8211; find det billigste her Privatl\u00e5n er rettet mod den private forbruger. Med denne l\u00e5ntype skal du\u2026 <\/p>\n","protected":false},"author":25,"featured_media":19602,"parent":2420,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[55],"tags":[712],"_links":{"self":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/3498"}],"collection":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/comments?post=3498"}],"version-history":[{"count":50,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/3498\/revisions"}],"predecessor-version":[{"id":78430,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/3498\/revisions\/78430"}],"up":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/2420"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/media\/19602"}],"wp:attachment":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/media?parent=3498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/categories?post=3498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/tags?post=3498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}