{"id":8264,"date":"2018-08-06T13:05:28","date_gmt":"2018-08-06T11:05:28","guid":{"rendered":"https:\/\/financer.dk\/?page_id=8264"},"modified":"2024-05-20T12:58:14","modified_gmt":"2024-05-20T10:58:14","slug":"minilaan","status":"publish","type":"page","link":"https:\/\/financer.dk\/laan-penge\/minilaan\/","title":{"rendered":"Minil\u00e5n"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Billige_miniln\">Billige minil\u00e5n<\/h2>\n\n\n\n<p>Her p\u00e5 Financer.com er vores m\u00e5l at hj\u00e6lpe dig med at finde det rigtige l\u00e5n.<\/p>\n\n\n\n<p>P\u00e5 denne side kan du sammenligne <strong>billige minil\u00e5n <\/strong>uden sikkerhed, s\u00e5 du hurtigt kan f\u00e5 r\u00e5d til det du st\u00e5r og mangler.<\/p>\n\n\n\n<p><strong>Minil\u00e5n har som regel en l\u00f8betid p\u00e5 30 dage, og derfor er l\u00e5nebel\u00f8bet meget lille.<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><h3>Top 5 kvikl\u00e5n\/SMS l\u00e5n i 2024<\/h3><ul>\n<li><a href=\"https:\/\/financer.dk\/selskab\/nordcredit\/\">Nordcredit<\/a>\u00a0\u2013 L\u00e5nebel\u00f8b op til 25.000 kr.<\/li>\n<li><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\">Cashper<\/a>\u00a0\u2013 L\u00e5nebel\u00f8b op til 20.000 kr.<\/li>\n<li><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\">KreditNU<\/a>\u00a0\u2013 L\u00e5nebel\u00f8b op til 25.000 kr.<\/li>\n<li><a href=\"https:\/\/financer.dk\/selskab\/ferratum\/\">Ferratum<\/a>\u00a0\u2013 L\u00e5nebel\u00f8b op til 50.000 kr.<\/li>\n<li><a href=\"https:\/\/financer.dk\/selskab\/paymark-finans\/\">PayMark Finans<\/a> &#8211; L\u00e5nebel\u00f8b op til 150.000 kr.\u00a0<\/li>\n<\/ul><p class=\"has-text-centered\">\n\t    <a href=\"https:\/\/financer.dk\/laan-penge\/\"   class=\"button is-normal is-primary is-rounded is-large\">Se alle l\u00e5n <\/a>\n\t<\/p><\/div>\n\n\n<p>Vi opdaterer ofte vores liste med <a href=\"https:\/\/financer.dk\/laan-penge\/nye-laan\/\">nye udbydere<\/a>, s\u00e5 du altid kan vide dig sikker p\u00e5 du f\u00e5r den bedste sammenligning her.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Hvad_er_et_miniln\">Hvad er et minil\u00e5n?<\/h2>\n\n\n\n<p>Et minil\u00e5n er et <a href=\"https:\/\/financer.dk\/laan-penge\/smaa-laan\/\" target=\"_blank\" rel=\"noopener noreferrer\">lille l\u00e5n<\/a> med en kort l\u00f8betid, typisk 30 dage, som du ikke skal stille sikkerhed for. <\/p>\n\n\n\n<p>Det er en l\u00e5ntype der er rigtig god til uforudsete udgifter, lommepenge til ferien eller mindre k\u00f8b.<\/p>\n\n\n\n<p><strong>Du kan bruge pengene pr\u00e6cis som du har lyst til.<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Miniln_faktaboks\">Minil\u00e5n faktaboks<\/h3><ul>\n<li>Kort l\u00f8betid (15-60 dage)<\/li>\n<li>Lille l\u00e5nebel\u00f8b (100-30.000 kr)<\/li>\n<li>Du skal ikke stille sikkerhed<\/li>\n<li><a href=\"https:\/\/financer.dk\/laan-penge\/nu\/\">L\u00e5n med hurtig udbetaling<\/a><\/li>\n<li>Brug pengene som du vil<\/li>\n<li>Minil\u00e5n er ogs\u00e5 kendt som\u00a0<a href=\"https:\/\/financer.dk\/laan-penge\/kviklaan\/\">kvikl\u00e5n<\/a>,\u00a0<a href=\"https:\/\/financer.dk\/laan-penge\/sms-laan\/\">SMS l\u00e5n<\/a>,\u00a0<a href=\"https:\/\/financer.dk\/laan-penge\/smaa-laan\/\">sm\u00e5 l\u00e5n<\/a>\u00a0og mobill\u00e5n<\/li>\n<\/ul><\/div>\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>L\u00e5neudbyder<\/th><th>L\u00e5nebel\u00f8b<\/th><th>Rente<\/th><th>L\u00f8betid<\/th><th>Alderskrav<\/th><\/tr><\/thead><tbody><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\">KreditNU<\/a><\/strong><\/td><td>4.000 &#8211; 25.000 DKK<\/td><td>0%&nbsp;<\/td><td>1-24 mdr.<\/td><td>23 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\">Cashper<\/a><\/strong><\/td><td>3.000 &#8211; 20.000 DKK<\/td><td><strong>Fast <\/strong>21,96%<\/td><td>6 mdr.<\/td><td>18 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/paymark-finans\/\">Paymark Finans<\/a><\/strong><\/td><td>10.000 &#8211; 150.000 DKK<\/td><td><strong>Fast <\/strong>16,90%<\/td><td>36-102 mdr.<\/td><td>21 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/nordcredit\/\">NordCredit<\/a><\/strong><\/td><td>1.000 &#8211; 25.000 DKK<\/td><td><strong>FAST <\/strong>24,97%<\/td><td>12 mdr.<\/td><td>18 \u00e5r<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/ferratum\/\">Ferratum<\/a><\/strong><\/td><td>2.500 &#8211; 50.000 DKK<\/td><td>22,52%<\/td><td>9-199 mdr.<\/td><td>21 \u00e5r<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Sammenlign l\u00e5n fra 44 l\u00e5ngivere\n<\/h3><p>Find det billigste l\u00e5n med et enkelt klik\n<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.dk\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=360&\" data-slider-url=\"https:\/\/financer.dk\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=360&\" data-required=\"resultat?query=1non_affiliate=true&param_amount=10000&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Sammenlign l\u00e5n<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Sdan_ansger_du_i_3_trin\">S\u00e5dan ans\u00f8ger du i 3 trin<\/h2>\n\n\n\n<p>Du ans\u00f8ger om et minil\u00e5n p\u00e5 f\u00f8lgende m\u00e5de.<\/p>\n\n\n\n<ol class=\"is-style-default\">\n<li><strong>V\u00e6lg l\u00e5neudbyder. <\/strong>Klik dig videre til din \u00f8nskede l\u00e5neudbyder \u00f8verst p\u00e5 siden. Du kan sammenligne renter og l\u00e6se mere om hver enkelt l\u00e5neudbyder her p\u00e5 Financer.com<\/li>\n\n\n\n<li><strong>Udfyld din ans\u00f8gning.<\/strong> N\u00e5r du er p\u00e5 l\u00e5neudbyderens hjemmeside, skal du v\u00e6lge dit \u00f8nskede l\u00e5nebel\u00f8b og l\u00f8betid. Derefter udfylder du din ans\u00f8gning, hvilket normalt tager 1-5 minutter.<\/li>\n\n\n\n<li><strong>Modtag pengene.<\/strong> Bliver du godkendt til l\u00e5net, skal du blot underskrive l\u00e5neaftalen og vente p\u00e5 at modtage pengene. De fleste minil\u00e5n udbetales med det samme du godkender l\u00e5net.<\/li>\n<\/ol>\n\n\n\n<p>Du forpligter dig ikke til at <a href=\"https:\/\/financer.dk\/laan-penge\/\">l\u00e5ne penge<\/a>, n\u00e5r du sender en ans\u00f8gning. Det er f\u00f8rst n\u00e5r du har modtaget l\u00e5netilbuddet og underskrevet det, du modtager l\u00e5net.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Krav_du_skal_opfylde\">Krav du skal opfylde<\/h3><p>Langt de fleste voksne mennesker kan tage et minil\u00e5n, men der er stadig en r\u00e6kke krav, der skal opfyldes.<\/p>\n<ul>\n<li><strong>Mindst 18 \u00e5r gammel.\u00a0<\/strong>Alderskravene er forskellige fra l\u00e5neudbyder til l\u00e5neudbyder, men den mindst mulige alder er 18 \u00e5r.<\/li>\n<li><strong>Du skal have dansk bop\u00e6l og CPR.\u00a0<\/strong>N\u00e6sten alle l\u00e5neudbydere kr\u00e6ver, at du har adresse i Danmark og har dansk CPR-nummer.<\/li>\n<li><strong>RKI og Debitor Registret.<\/strong> Du m\u00e5 ikke v\u00e6re registreret i RKI eller Debitor Registret.<\/li>\n<li><strong>NemID.<\/strong>\u00a0For at tage et billigt minil\u00e5n online, skal du have underskrive l\u00e5net med NemID.<\/li>\n<\/ul>\n<p>Kravene varierer fra l\u00e5neudbyder til l\u00e5neudbyder. Nogle kr\u00e6ver ogs\u00e5 fast indkomst eller fast arbejde.<\/p><\/div>\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2018\/12\/cashper-logo.png\" class=\"attachment-full size-full\" alt=\"Cashper anmeldelse\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>3.145<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >L\u00e5netype: Kortsigtet l\u00e5n med kautionist<\/li><li >Cashper er en del af det maltesiske firma Novum Bank<\/li><li >Du skal kunne dokumentere, at du har en stabil \u00f8konomi<\/li><li >Nem ans\u00f8gningsprocess<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">3000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">20000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">21.96<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">21.96<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 m\u00e5ned<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">6 m\u00e5neder<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/cashper\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"8965\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/cashper\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4\">4.0<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/cashper\/#read-reviews\">4<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Eksempel: Rentesatsen er fast. For et l\u00e5n p\u00e5 3000 kr med en l\u00f8betid p\u00e5 6 m\u00e5neder er den nominelle rente 22.44%. Den samlede omkostninger i procent er 24.90%. Det samlede tilbagebetalingsbel\u00f8b: 3199,38 kr. M\u00e5nedlig betaling: 533,23 kr pr. m\u00e5ned i 6 m\u00e5neder.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/ferratum\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"720\" height=\"220\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2015\/11\/ferratum-logo-2.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2015\/11\/ferratum-logo-2.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/5\/2015\/11\/ferratum-logo-2-300x92.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>9.497<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >L\u00e5netype: Kredit, kvikl\u00e5n<\/li><li >Ferratum har en h\u00f8j score p\u00e5 Trustpilot p\u00e5 4,4\/5 stjerner<\/li><li >Ferratum tilbyder l\u00e5n uden sikkerhed<\/li><li >Tilbyder straksudbetaling<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">2500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">50000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">22.52<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">22.52<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">22<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/ferratum\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"216\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/ferratum\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/ferratum\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.9\">3.9<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/ferratum\/#read-reviews\">28<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >F\u00f8lgende priseksempel er baseret p\u00e5 antagelsen om, at man som ny kreditkunde udtr\u00e6kker bel\u00f8bet straks og tilbagebetaler over 12 m\u00e5neder.   L\u00e5nebel\u00f8b: 50.000 kr.\u00a0  Debitorrente: 22,52% &#8211; \u00c5OP: 24,99%  Samlede kreditomkostninger: 6.098 kr.\u00a0  Samlet tilbagebetaling: 56.098 kr.\u00a0  Minimumsbetaling hver m\u00e5ned: 4.674,86 kr.\u00a0     * Minimum m\u00e5nedlig betaling: 3.18% af den udst\u00e5ende kredit eller min. 150 kroner afh\u00e6ngigt af, hvad der er st\u00f8rst. Minimum tilbagebetaling: 9 m\u00e5neder. Maksimum tilbagebetaling: 199 m\u00e5neder.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/5\/2019\/10\/kreditnu-logo.png\" class=\"attachment-full size-full\" alt=\"KreditNU anmeldelse\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>3.595<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >Gratis ans\u00f8gning<\/li><li >L\u00e5netype: Kortsigtet kreditaftale<\/li><li >L\u00e5nebel\u00f8b: 4.000-25.000 kr.<\/li><li >Du skal v\u00e6re fyldt 23 \u00e5r for at kunne ans\u00f8ge<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">4000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">25000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. alder<\/span><span class=\"items-content__card-datapoint-value\">23<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"13469\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Kom i gang<\/a><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/\"  class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_yellow\" data-rating-value=\"3\">3.0<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.dk\/selskab\/kreditnu\/#read-reviews\">3<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Eks.: 10.000 kr. over 24 mdr. \u00c5rlig debitorente: 0%. \u00c5OP: 24,87%. Mdl. ydelse: 520,83 kr. Samlet tilbagebetaling: 12.500 kr. Samlede kreditomk.: 2.500 kr. Ans\u00f8ger skal v\u00e6re mellem 23-70 \u00e5r samt opfylde kriterierne for samlet kreditv\u00e6rdighedsvurdering og m\u00e5 ikke v\u00e6re registreret i RKI eller Debitor Registret.<\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Fordele_og_ulemper\">Fordele og ulemper<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Fordele\">Fordele<\/h3>\n\n\n\n<ul class=\"like is-style-pros-list\">\n<li>Du f\u00e5r pengene hurtigt<\/li>\n\n\n\n<li>Du skal ikke stille sikkerhed for l\u00e5net<\/li>\n\n\n\n<li>Det er nemt at blive godkendt<\/li>\n\n\n\n<li>Egner sig godt til kortsigtet brug<\/li>\n\n\n\n<li>Mulighed for rentefrihed i 30 dage<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Ulemper\">Ulemper<\/h3>\n\n\n\n<ul class=\"dislike is-style-cons-list\">\n<li>H\u00f8je renter ift. <a href=\"https:\/\/financer.dk\/laan-penge\/forbrugslaan\/\">forbrugsl\u00e5n<\/a> og andre l\u00e5ntyper<\/li>\n\n\n\n<li>Meget dyrt, hvis du lader l\u00e5net l\u00f8be l\u00e6nge<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Miniln_uden_renter\">Minil\u00e5n uden renter<\/h2>\n\n\n\n<p><strong>Det er faktisk muligt at tage et minil\u00e5n uden renter.<\/strong><\/p>\n\n\n\n<p>Det er dog et tilbud, du udelukkende kan udnytte, hvis du er ny kunde hos l\u00e5ngiveren.<\/p>\n\n\n\n<p><strong>I \u00f8jeblikket tilbyder Ferratum rentefri minil\u00e5n i de f\u00f8rste 30 dage af l\u00e5nets l\u00f8betid.<\/strong><\/p>\n\n\n\n<p>De rentefri l\u00e5n er et resultat af den h\u00e5rde konkurrence p\u00e5 l\u00e5nemarkedet. L\u00e5neudbyderne k\u00e6mper for at indhente nye kunder, og l\u00e5n uden renter er en god strategi.<\/p>\n\n\n\n<p><strong>N\u00e5r en kunde allerede har l\u00e5nt penge \u00e9n gang, er der st\u00f8rre chance for de vender tilbage til samme l\u00e5neubyder.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>L\u00e5neudbyder<\/th><th>Rente<\/th><\/tr><\/thead><tbody><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/der\/\">D:E:R Privat Finans<\/a><\/strong><\/td><td>FAST 16,90%<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/foeniks-laan\/\">F\u00f8niks Privatl\u00e5n<\/a><\/strong><\/td><td>FAST 18,58%<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/paymark-finans\/\">Paymark Finans<\/a><\/strong><\/td><td>FAST 16,90%<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/cashper\/\">Cashper<\/a><\/strong><\/td><td>FAST 21,96%<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.dk\/selskab\/facit-bank\/\">NordCredit<\/a><\/strong><\/td><td>FAST 24,97%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>S\u00e5dan sparer du <span class=\"compare-amount\">22.323,00 kr. <\/span> p\u00e5 dit l\u00e5n<\/h3>\n\t\t\t\t<p>Prisforskellen for et 10.000,00 kr. l\u00e5n i 90 dage er 22.323,00 kr..<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.dk\/laan-penge\/resultat\/?query=1&filter_non_affiliate=1&param_amount=10000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Find ud af hvordan <\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Miniln_30_dage\">Minil\u00e5n 30 dage<\/h2>\n\n\n\n<p><strong>Som sagt har et minil\u00e5n en kort l\u00f8betid, typisk p\u00e5 30 dage.<\/strong><\/p>\n\n\n\n<p>Det er samme l\u00f8betid du skal holde dig indenfor, hvis du vil have et af de omtalte rentefri minil\u00e5n.<\/p>\n\n\n\n<p>Fordi et minil\u00e5n ofte har s\u00e5 kort en l\u00f8betid, kan det g\u00f8re omkostningerne sv\u00e6re at gennemskue. Hvis der st\u00e5r \u00c5OP p\u00e5 700%, virker l\u00e5net ekstremt dyrt.<\/p>\n\n\n\n<p>Det er ogs\u00e5 dyrt, hvis du lader l\u00e5net l\u00f8be i lang tid.<\/p>\n\n\n\n<p><strong>Men \u00c5OP st\u00e5r for <u>\u00e5rlige<\/u> omkostninger i procent, og kan derfor v\u00e6re misvisende, hvis l\u00e5net ikke l\u00f8bet mindst 1 \u00e5r.<\/strong><\/p>\n\n\n\n<p>Kig derfor i stedet p\u00e5 de <strong>samlede omkostninger <\/strong>ved l\u00e5net.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Undg_lneproblemer_med_disse_3_tips\">Undg\u00e5 l\u00e5neproblemer med disse 3 tips<\/h2>\n\n\n\n<p>Hos Financer.com g\u00e5r vi op i <strong>din tilfredshed<\/strong> som l\u00e5ntager. Det er ikke sv\u00e6rt at tage et l\u00e5n, men ofte bliver folk skuffede, n\u00e5r det allerede er for sent.<\/p>\n\n\n\n<p>Derfor f\u00e5r du her 3 tips til minil\u00e5n, f\u00f8r du l\u00e5net.<\/p>\n\n\n\n<ol class=\"is-style-default\">\n<li><strong>Sammenlign f\u00f8rst. <\/strong>N\u00e5r du f\u00f8rst har taget et l\u00e5n, er det sv\u00e6rt at fortryde. V\u00e6lg derfor den rigtige l\u00e5neudbyder den f\u00f8rste gang ved at sammenligne l\u00e5n her p\u00e5 siden. Sammenligner du f\u00f8rst, kan du undg\u00e5 gebyrer og finde den bedste rente.<\/li>\n\n\n\n<li><strong>Betal til tiden. <\/strong>Betaler du ikke l\u00e5net til tiden, bliver l\u00e5net dyrere. Du skal betale morarenter og rykkergebyrer. Betaler du til tiden, er det intet problem at l\u00e5ne.<\/li>\n\n\n\n<li><strong>L\u00e5n hvad du har brug for. <\/strong>Det kan v\u00e6re fristende at l\u00e5ne flere penge end du egentlig skal bruge, men det er dyrere i sidste ende. Find derfor ud af p\u00e5 forh\u00e5nd, hvor meget du har brug for at l\u00e5ne og ans\u00f8g om netop det bel\u00f8b.<\/li>\n<\/ol>\n\n\n\n<p>Husk det er gratis at sende en l\u00e5neans\u00f8gning. Du binder dig ikke til l\u00e5net n\u00e5r du ans\u00f8ger, s\u00e5 du kan alts\u00e5 stadig senere v\u00e6lge at afsl\u00e5 l\u00e5net.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Hvad_koster_et_miniln\">Hvad koster et minil\u00e5n?<\/h2>\n\n\n\n<p>Hvad et minil\u00e5n koster, kommer an p\u00e5 f\u00f8lgende ting:<\/p>\n\n\n\n<ol class=\"is-style-default\">\n<li><strong>L\u00e5neudbyderen. <\/strong>L\u00e5neudbyderne har forskellige tilbud til forskellige priser. Hvis du vil have det billigste minil\u00e5n, s\u00e5 skal du v\u00e6lge den billigste l\u00e5neudbyder.<\/li>\n\n\n\n<li><strong>L\u00e5nets st\u00f8rrelse. <\/strong>Jo st\u00f8rre l\u00e5net er, jo mere koster det og omvendt. Det er naturligt, da der skal betales renter af et st\u00f8rre eller mindre bel\u00f8b.<\/li>\n\n\n\n<li><strong>L\u00e5nets l\u00f8betid. <\/strong>Jo l\u00e6ngere l\u00e5nets l\u00f8betid, jo mere kommer det til at koste. Det er klart, da renterne har l\u00e6ngere tid til at akkumulere og vokse sig st\u00f8rre. Derfor kan du mindske prisen p\u00e5 dit l\u00e5n, ved at betale det tilbage hurtigt.<\/li>\n\n\n\n<li><strong>Din kreditv\u00e6rdighed. <\/strong>Jo bedre din kreditv\u00e6rdighed, jo billigere et l\u00e5n kan du f\u00e5. Dog skal det siges, at mange udbydere af minil\u00e5n ikke har forskellige kundegrupper. Enten er du godkendt, eller er du ikke godkendt. Derfor g\u00e6lder det mere for forbrugsl\u00e5n og andre l\u00e5ntyper end minil\u00e5n.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Br_du_tage_et_miniln\">B\u00f8r du tage et minil\u00e5n?<\/h2>\n\n\n\n<p><strong>Det kommer an p\u00e5 din situation. Hvis du har brug for penge med det samme, er et minil\u00e5n en reel l\u00f8sning. <\/strong><\/p>\n\n\n\n<p>Der findes dog billigere alternativer, og vi anbefaler ikke minil\u00e5n, hvis du allerede har eksisterende g\u00e6ld eller st\u00e5r i RKI.<\/p>\n\n\n\n<p>L\u00e5n ansvarligt, og tag kun et l\u00e5n, hvis du er sikker p\u00e5, du kan betale det tilbage igen. <\/p>\n\n\n\n<p>Har du allerede g\u00e6ld flere steder, s\u00e5 b\u00f8r du ikke l\u00e5ne penge. I stedet kan du overveje et samlel\u00e5n, hvor du kan samle din g\u00e6ld \u00e9t sted.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>L\u00e5neudbyder<\/th><th>L\u00e5nebel\u00f8b<\/th><th>rente<\/th><th>Alderskrav<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/financer.dk\/selskab\/letfinans\/\"><strong>Letfinans<\/strong><\/a><\/td><td>10.000 &#8211; 500.000 DKK<\/td><td>3,49% &#8211; 18,20%<\/td><td>18 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/lendo\/\"><strong>Lendo<\/strong><\/a><\/td><td>10.000 &#8211; 400.000 DKK<\/td><td>0,00 &#8211; 24,24%<\/td><td>23 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/bank-norwegian\/\"><strong>Bank Norwegian<\/strong><\/a><\/td><td>5.000 &#8211; 400.000 DKK<\/td><td>8,83% &#8211; 23,13%<\/td><td>23 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/autolaanet\/\"><strong>Autol\u00e5net<\/strong><\/a><\/td><td>30.000 &#8211; 400.000 DKK<\/td><td>3,60% &#8211; 20,95%<\/td><td>21 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/bankly\/\"><strong>Bankly<\/strong><\/a><\/td><td>10.000 &#8211; 500.000 DKK<\/td><td>7%<\/td><td>18 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/sambla\/\"><strong>Sambla<\/strong><\/a><\/td><td>5.000 &#8211; 400.000 DKK<\/td><td>7%<\/td><td>18 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/digifinans\/\"><strong>Digifinans<\/strong><\/a><\/td><td>5.000 &#8211; 400.000 DKK<\/td><td>7%<\/td><td>20 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/lendme\/\"><strong>LendMe<\/strong><\/a><\/td><td>10.000 &#8211; 400.000 DKK<\/td><td>3,60 &#8211; 20,95%<\/td><td>23 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/laanio\/\"><strong>L\u00e5nio<\/strong><\/a><\/td><td>10.000 &#8211; 300.000 DKK<\/td><td>3,49% &#8211; 29,95%<\/td><td>18 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/facit-bank\/\"><strong>Facit Bank<\/strong><\/a><\/td><td>10.000 &#8211; 300.000 DKK<\/td><td>8,21% &#8211; 16,08%<\/td><td>21 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/goloan\/\"><strong>GoLoan<\/strong><\/a><\/td><td>40.000 &#8211; 350.000 DKK<\/td><td>3,55% &#8211; 21,03%<\/td><td>18 \u00e5r<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/ekspert-laan\/\"><strong>Ekspertl\u00e5n<\/strong><\/a><\/td><td>10.000 &#8211; 500.000 DKK<\/td><td>3,60% &#8211; 20,95%<\/td><td>18 \u00e5r.<\/td><\/tr><tr><td><a href=\"https:\/\/financer.dk\/selskab\/arcadia-finans\/\"><strong>Arcadia Finans<\/strong><\/a><\/td><td>25.000 &#8211; 400.000 DKK<\/td><td>9,95%-18,95%<\/td><td>18 \u00e5r<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-flex-start\"><a href=\"https:\/\/financer.dk\/laan-penge\/\" class=\"button  is-rounded is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Se alle l\u00e5n<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Billige minil\u00e5n Her p\u00e5 Financer.com er vores m\u00e5l at hj\u00e6lpe dig med at finde det rigtige l\u00e5n. P\u00e5 denne side\u2026 <\/p>\n","protected":false},"author":25,"featured_media":19601,"parent":2420,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[55],"tags":[7,712],"_links":{"self":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/8264"}],"collection":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/comments?post=8264"}],"version-history":[{"count":49,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/8264\/revisions"}],"predecessor-version":[{"id":78453,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/8264\/revisions\/78453"}],"up":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/pages\/2420"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/media\/19601"}],"wp:attachment":[{"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/media?parent=8264"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/categories?post=8264"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.dk\/wp-json\/wp\/v2\/tags?post=8264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}